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Prosperity Bancshares (PB) Reports Q2 Earnings: What Key Metrics Have to Say
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For the quarter ended June 2026, Prosperity Bancshares (PB - Free Report) reported revenue of $391.26 million, up 25.9% over the same period last year. EPS came in at $1.62, compared to $1.42 in the year-ago quarter.
The reported revenue represents a surprise of +4.03% over the Zacks Consensus Estimate of $376.11 million. With the consensus EPS estimate being $1.54, the EPS surprise was +5.2%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin (Tax Equivalent Basis): 3.5% versus 3.5% estimated by five analysts on average.
Efficiency Ratio: 46% compared to the 49.8% average estimate based on five analysts.
Net charge-offs to average loans: 0% versus 0.1% estimated by four analysts on average.
Average balance - Total interest-earning assets: $38.31 billion versus $37.98 billion estimated by four analysts on average.
Total nonperforming loans: $119.27 million versus $107.56 million estimated by three analysts on average.
Total nonperforming assets: $130.58 million compared to the $122.65 million average estimate based on three analysts.
Total Noninterest Income: $60.71 million versus $47 million estimated by five analysts on average.
Net Interest Income (Tax Equivalent Basis): $331.13 million versus $331.73 million estimated by four analysts on average.
Net Interest Income: $330.55 million versus $330.16 million estimated by three analysts on average.
Credit card, debit card and ATM card income: $10.3 million versus the two-analyst average estimate of $9.79 million.
Nonsufficient funds (NSF) fees: $11.35 million versus $10.82 million estimated by two analysts on average.
Service charges on deposit accounts: $9.24 million versus the two-analyst average estimate of $8.2 million.
Shares of Prosperity Bancshares have returned +0.7% over the past month versus the Zacks S&P 500 composite's +1.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Prosperity Bancshares (PB) Reports Q2 Earnings: What Key Metrics Have to Say
For the quarter ended June 2026, Prosperity Bancshares (PB - Free Report) reported revenue of $391.26 million, up 25.9% over the same period last year. EPS came in at $1.62, compared to $1.42 in the year-ago quarter.
The reported revenue represents a surprise of +4.03% over the Zacks Consensus Estimate of $376.11 million. With the consensus EPS estimate being $1.54, the EPS surprise was +5.2%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Prosperity Bancshares here>>>
Shares of Prosperity Bancshares have returned +0.7% over the past month versus the Zacks S&P 500 composite's +1.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.