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HomeTrust Bancshares (HTB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
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HomeTrust Bancshares (HTB - Free Report) reported $55.97 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.4%. EPS of $1.11 for the same period compares to $0.95 a year ago.
The reported revenue represents a surprise of +3.02% over the Zacks Consensus Estimate of $54.33 million. With the consensus EPS estimate being $0.88, the EPS surprise was +26.14%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 61.5% compared to the 61.8% average estimate based on three analysts.
Net charge-offs to average loans: 0.1% versus 0.2% estimated by two analysts on average.
Net Interest Margin: 4.5% versus 4.4% estimated by two analysts on average.
Total noninterest income: $9.07 million versus the three-analyst average estimate of $8.69 million.
Gain on sale of loans held for sale: $1.59 million versus the three-analyst average estimate of $1.97 million.
Other, net: $1.04 million versus $0.94 million estimated by two analysts on average.
Operating lease income: $1.73 million compared to the $1.86 million average estimate based on two analysts.
BOLI income: $0.93 million compared to the $0.9 million average estimate based on two analysts.
Service charges on deposit accounts: $2.59 million compared to the $2.61 million average estimate based on two analysts.
Net Interest Income: $46.46 million compared to the $45.95 million average estimate based on two analysts.
Loan income and fees: $1.18 million versus $0.6 million estimated by two analysts on average.
Shares of HomeTrust Bancshares have returned +2.2% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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HomeTrust Bancshares (HTB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
HomeTrust Bancshares (HTB - Free Report) reported $55.97 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.4%. EPS of $1.11 for the same period compares to $0.95 a year ago.
The reported revenue represents a surprise of +3.02% over the Zacks Consensus Estimate of $54.33 million. With the consensus EPS estimate being $0.88, the EPS surprise was +26.14%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for HomeTrust Bancshares here>>>
Shares of HomeTrust Bancshares have returned +2.2% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.