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FIRST NAT CP (FXNC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
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For the quarter ended September 2026, First National Corp. (FXNC - Free Report) reported revenue of $25.29 million, up 10.9% over the same period last year. EPS came in at $0.76, compared to $0.58 in the year-ago quarter.
The reported revenue represents a surprise of +3.97% over the Zacks Consensus Estimate of $24.33 million. With the consensus EPS estimate being $0.63, the EPS surprise was +20.64%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how FIRST NAT CP performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 63.2% versus the two-analyst average estimate of 68%.
Net interest margin fully tax equivalent (non-GAAP): 4.4% compared to the 4.1% average estimate based on two analysts.
Total Non Interest Income: $4.08 million versus $4.09 million estimated by two analysts on average.
Tax-equivalent net interest income (non-GAAP): $21.3 million versus $20.18 million estimated by two analysts on average.
Shares of FIRST NAT CP have returned +0.7% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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FIRST NAT CP (FXNC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended September 2026, First National Corp. (FXNC - Free Report) reported revenue of $25.29 million, up 10.9% over the same period last year. EPS came in at $0.76, compared to $0.58 in the year-ago quarter.
The reported revenue represents a surprise of +3.97% over the Zacks Consensus Estimate of $24.33 million. With the consensus EPS estimate being $0.63, the EPS surprise was +20.64%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how FIRST NAT CP performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for FIRST NAT CP here>>>
Shares of FIRST NAT CP have returned +0.7% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.