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Citizens Financial Group, Inc. (CFG)

(Delayed Data from NYSE)

$23.91 USD

23.91
452,403

+2.56 (11.99%)

Updated May 26, 2020 09:37 AM ET

After-Market: $23.91 0.00 (0.00%) 7:57 PM ET

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4-Sell       4  

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1
2
3
4
5
S&P
Strong Buy
Buy
Hold
Sell
Strong Sell
500
23.52%
17.07%
8.72%
4.30%
1.24%
10.20%

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F Value | F Growth | A Momentum | F VGM

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

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The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Balance Sheet

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

Research for CFG

   

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

Fiscal Year End for Citizens Financial Group Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Assets          
Cash & Equivalents 3,683 4,222 3,224 4,143 3,441
Receivables 117,836 115,418 109,381 106,433 97,826
Notes Receivable 0 0 0 0 0
Inventories 3,330 1,320 718 625 365
Other Current Assets 0 0 0 0 0
Total Current Assets 124,849 120,960 113,323 111,201 101,632
Net Property & Equipment 761 791 685 601 595
Investments & Advances 24,669 25,075 25,733 25,610 24,075
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 7,044 6,923 6,887 6,876 6,876
Deposits & Other Assets 8,410 6,769 5,708 5,232 5,030
Total Assets 165,733 160,518 152,336 149,520 138,208
Liabilities & Shareholders Equity 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Notes Payable 274 2,809 2,671 4,359 3,432
Accounts Payable 125,313 119,575 115,089 109,804 102,539
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 125,587 122,384 117,760 114,163 105,971
Mortgages 0 0 0 0 0
Deferred Taxes/Income 866 573 571 714 730
Convertible Debt 0 0 0 0 0
Long-Term Debt 14,047 14,433 11,765 12,790 9,886
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 3,032 2,311 1,970 2,106 1,975
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 143,532 139,701 132,066 129,773 118,562
Shareholders Equity 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Preferred Stock 1,570 840 247 247 247
Common Stock (Par) 6 6 6 6 6
Capital Surplus 18,891 18,815 18,781 18,722 18,725
Retained Earnings 6,498 5,385 4,164 2,703 1,913
Other Equity -411 -1,096 -820 -668 -387
Treasury Stock 4,353 3,133 2,108 1,263 858
Total Shareholder's Equity 22,201 20,817 20,270 19,747 19,646
Total Liabilities & Shareholder's Equity 165,733 160,518 152,336 149,520 138,208
Total Common Equity 20,631 19,977 20,023 19,500 19,399
Shares Outstanding 434.70 467.90 491.90 511.90 527.70
Book Value Per Share 47.46 42.70 40.71 38.09 36.76

Fiscal Year End for Citizens Financial Group Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2020 12/31/2019 9/30/2019 6/30/2019 3/31/2019
Assets          
Cash & Equivalents 4,338 3,683 4,000 3,221 2,603
Receivables 125,357 117,836 116,617 115,611 116,370
Notes Receivable 0 0 0 0 0
Inventories 3,261 3,330 2,015 2,205 1,252
Other Current Assets 0 0 0 0 0
Total Current Assets 132,956 124,849 122,632 121,037 120,225
Net Property & Equipment 746 761 747 740 746
Investments & Advances 26,352 24,669 25,602 25,898 25,651
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 7,050 7,044 7,044 7,040 7,040
Deposits & Other Assets 9,615 8,410 8,337 8,034 7,680
Total Assets 176,719 165,733 164,362 162,749 161,342
Liabilities & Shareholders Equity 3/31/2020 12/31/2019 9/30/2019 6/30/2019 3/31/2019
Notes Payable 1,059 274 1,077 1,441 679
Accounts Payable 133,475 125,313 124,714 124,004 123,916
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 134,534 125,587 125,791 125,445 124,595
Mortgages 0 0 0 0 0
Deferred Taxes/Income 782 866 752 767 676
Convertible Debt 0 0 0 0 0
Long-Term Debt 16,437 14,047 12,806 11,538 11,725
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 3,016 3,162 2,982 2,815
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 154,769 143,532 142,511 140,732 139,811
Shareholders Equity 3/31/2020 12/31/2019 9/30/2019 6/30/2019 3/31/2019
Preferred Stock 1,570 1,570 1,133 1,133 1,132
Common Stock (Par) 6 6 6 6 6
Capital Surplus 18,901 18,891 18,876 18,860 18,847
Retained Earnings 6,011 6,498 6,229 5,959 5,672
Other Equity 85 -411 -440 -488 -793
Treasury Stock 4,623 4,353 3,953 3,453 3,333
Total Shareholder's Equity 21,950 22,201 21,851 22,017 21,531
Total Liabilities & Shareholder's Equity 176,719 165,733 164,362 162,749 161,342
Total Common Equity 20,380 20,631 20,718 20,884 20,399
Shares Outstanding 427.40 434.70 434.70 458.30 460.30
Book Value Per Share 47.68 47.46 47.66 45.57 44.32