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Citizens Financial Group, Inc. (CFG)

(Delayed Data from NYSE)

$49.44 USD

49.44
2,688,666

+0.29 (0.59%)

Updated May 7, 2021 04:00 PM ET

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.41%
2Buy19.02%
3Hold10.72%
4Sell6.46%
5Strong Sell3.06%
S&P50011.04%

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3-Hold of 5     3    

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value B Growth A Momentum A VGM

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 15% (37 out of 254)

Industry: Financial - Savings and Loan

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Balance Sheet

Research for CFG More Info

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Citizens Financial Group, Inc. falls in the month of December.

All items in Millions except Per Share data.

12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Assets          
Cash & Equivalents 13,039 3,683 4,222 3,224 4,143
Receivables 120,647 117,836 115,418 109,381 106,433
Notes Receivable 0 0 0 0 0
Inventories 4,003 3,330 1,320 718 625
Other Current Assets 0 0 0 0 0
Total Current Assets 137,689 124,849 120,960 113,323 111,201
Net Property & Equipment 759 761 791 685 601
Investments & Advances 26,177 24,669 25,075 25,733 25,610
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 7,050 7,044 6,923 6,887 6,876
Deposits & Other Assets 11,674 8,410 6,769 5,708 5,232
Total Assets 183,349 165,733 160,518 152,336 149,520
Liabilities & Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Notes Payable 243 274 2,809 2,671 4,359
Accounts Payable 147,164 125,313 119,575 115,089 109,804
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 147,407 125,587 122,384 117,760 114,163
Mortgages 0 0 0 0 0
Deferred Taxes/Income 629 866 573 571 714
Convertible Debt 0 0 0 0 0
Long-Term Debt 8,346 14,047 14,433 11,765 12,790
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 4,294 3,032 2,311 1,970 2,106
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 160,676 143,532 139,701 132,066 129,773
Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Preferred Stock 1,965 1,570 840 247 247
Common Stock (Par) 6 6 6 6 6
Capital Surplus 18,940 18,891 18,815 18,781 18,722
Retained Earnings 6,445 6,498 5,385 4,164 2,703
Other Equity -60 -411 -1,096 -820 -668
Treasury Stock 4,623 4,353 3,133 2,108 1,263
Total Shareholder's Equity 22,673 22,201 20,817 20,270 19,747
Total Liabilities & Shareholder's Equity 183,349 165,733 160,518 152,336 149,520
Total Common Equity 20,708 20,631 19,977 20,023 19,500
Shares Outstanding 427.00 434.70 467.90 491.90 511.90
Book Value Per Share 48.50 47.46 42.70 40.71 38.09

Fiscal Year End for Citizens Financial Group, Inc. falls in the month of December.

All items in Millions except Per Share data.

3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Assets          
Cash & Equivalents 14,968 13,039 9,544 7,921 4,338
Receivables 120,001 120,647 121,529 123,265 125,357
Notes Receivable NA 0 0 0 0
Inventories 4,379 4,003 3,714 4,993 3,261
Other Current Assets NA 0 0 0 0
Total Current Assets 139,348 137,689 134,787 136,179 132,956
Net Property & Equipment 743 759 747 751 746
Investments & Advances 27,462 26,177 26,124 25,657 26,352
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles 7,050 7,050 7,050 7,050 7,050
Deposits & Other Assets 12,614 11,674 10,520 10,237 9,615
Total Assets 187,217 183,349 179,228 179,874 176,719
Liabilities & Shareholders Equity 3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Notes Payable 70 243 252 255 1,059
Accounts Payable 151,349 147,164 142,921 143,618 133,475
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities 151,419 147,407 143,173 143,873 134,534
Mortgages NA 0 0 0 0
Deferred Taxes/Income 593 629 638 709 782
Convertible Debt NA 0 0 0 0
Long-Term Debt 8,316 8,346 9,109 9,202 16,437
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities 4,236 3,839 3,672 3,016
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities 164,564 160,676 156,759 157,456 154,769
Shareholders Equity 3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Preferred Stock 1,965 1,965 1,965 1,965 1,570
Common Stock (Par) 6 6 6 6 6
Capital Surplus 18,945 18,940 18,922 18,908 18,901
Retained Earnings 6,866 6,445 6,189 6,068 6,011
Other Equity -411 -60 10 94 85
Treasury Stock 4,718 4,623 4,623 4,623 4,623
Total Shareholder's Equity 22,653 22,673 22,469 22,418 21,950
Total Liabilities & Shareholder's Equity 187,217 183,349 179,228 179,874 176,719
Total Common Equity 20,688 20,708 20,504 20,453 20,380
Shares Outstanding 425.10 427.00 427.00 426.80 427.40
Book Value Per Share 48.67 48.50 48.02 47.92 47.68