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Discover Financial Services (DFS)

(Real Time Quote from BATS)

$78.52 USD

78.52
978,815

-0.30 (-0.38%)

Updated Sep 25, 2018 03:10 PM ET

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3-Hold     3    

A Value | C Growth | D Momentum | B VGM

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

View All Zacks #1 Ranked Stocks

Trades from $1

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1 Strong Buy 25.67%
2 Buy 18.52%
3 Hold 10.06%
4 Sell 5.47%
5 Strong Sell 2.34%
S&P 500 10.79%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Balance Sheet

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

Research for DFS

   

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

Fiscal Year End for Discover Financial Services falls in the month of December.

All items in Millions except Per Share data.

12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Assets          
Cash & Equivalents 13,387 12,009 9,671 7,390 6,736
Receivables 81,627 75,087 70,516 68,223 63,975
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 148
Other Current Assets 0 0 0 0 0
Total Current Assets 95,014 87,096 80,187 75,613 70,859
Net Property & Equipment 825 734 693 670 654
Investments & Advances 1,568 1,757 3,084 3,949 4,991
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 418 421 423 433 469
Deposits & Other Assets 2,262 2,300 2,549 2,461 2,367
Total Assets 100,087 92,308 86,936 83,126 79,340
Liabilities & Shareholders Equity 12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Notes Payable 0 0 0 113 140
Accounts Payable 58,764 51,992 47,594 46,089 44,959
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 4,105 3,550 3,343 3,246 2,958
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 62,869 55,542 50,937 49,448 48,057
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 26,326 25,443 24,724 22,544 20,474
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 89,195 80,985 75,661 71,992 68,531
Shareholders Equity 12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Preferred Stock 563 560 560 560 560
Common Stock (Par) 6 5 5 5 5
Capital Surplus 4,042 3,962 3,885 3,790 3,687
Retained Earnings 16,687 15,130 13,250 11,467 9,611
Other Equity -152 -161 -160 -138 -68
Treasury Stock 10,254 8,173 6,265 4,550 2,986
Total Shareholder's Equity 10,892 11,323 11,275 11,134 10,809
Total Liabilities & Shareholder's Equity 100,087 92,308 86,936 83,126 79,340
Total Common Equity 10,329 10,763 10,715 10,574 10,249
Shares Outstanding 363.30 389.00 427.40 447.40 476.80
Book Value Per Share 28.43 27.67 25.07 23.63 21.50

Fiscal Year End for Discover Financial Services falls in the month of December.

All items in Millions except Per Share data.

6/30/2018 3/31/2018 12/31/2017 9/30/2017 6/30/2017
Assets          
Cash & Equivalents 15,919 17,098 13,387 14,528 13,043
Receivables 81,961 80,008 81,627 77,912 75,613
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 97,880 97,106 95,014 92,440 88,656
Net Property & Equipment 874 848 825 800 774
Investments & Advances 1,522 1,543 1,568 1,627 1,679
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 417 417 418 418 419
Deposits & Other Assets 2,058 2,053 2,262 2,323 2,229
Total Assets 102,751 101,967 100,087 97,608 93,757
Liabilities & Shareholders Equity 6/30/2018 3/31/2018 12/31/2017 9/30/2017 6/30/2017
Notes Payable 0 0 0 0 0
Accounts Payable 61,683 61,130 58,764 56,135 52,864
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 3,927 3,722 4,105 3,549 3,196
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 65,610 64,852 62,869 59,684 56,060
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 26,252 26,244 26,326 26,737 26,438
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 91,862 91,096 89,195 86,421 82,498
Shareholders Equity 6/30/2018 3/31/2018 12/31/2017 9/30/2017 6/30/2017
Preferred Stock 563 563 563 560 560
Common Stock (Par) 6 6 6 6 6
Capital Surplus 4,089 4,068 4,042 4,016 3,997
Retained Earnings 17,787 17,211 16,687 16,452 15,989
Other Equity -162 -139 -152 -148 -150
Treasury Stock 11,394 10,838 10,254 9,699 9,143
Total Shareholder's Equity 10,889 10,871 10,892 11,187 11,259
Total Liabilities & Shareholder's Equity 102,751 101,967 100,087 97,608 93,757
Total Common Equity 10,326 10,308 10,329 10,627 10,699
Shares Outstanding 342.60 348.90 363.30 366.00 375.00
Book Value Per Share 30.14 29.54 28.43 29.04 28.53