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Discover Financial Services (DFS)

(Delayed Data from NYSE)

$63.67 USD

63.67
1,959,402

-1.07 (-1.65%)

Updated Dec 11, 2018 04:00 PM ET

After-Market: $63.68 +0.01 (0.01%) 7:58 PM ET

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3-Hold     3    

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1
2
3
4
5
S&P
Strong Buy
Buy
Hold
Sell
Strong Sell
500
25.32%
18.25%
9.79%
5.22%
2.14%
10.57%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

A Value | B Growth | A Momentum | A VGM

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

View All Zacks #1 Ranked Stocks

Trades from $1

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Balance Sheet

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

Research for DFS

   

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

Fiscal Year End for Discover Financial Services falls in the month of December.

All items in Millions except Per Share data.

12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Assets          
Cash & Equivalents 13,387 12,009 9,671 7,390 6,736
Receivables 81,627 75,087 70,516 68,223 63,975
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 148
Other Current Assets 0 0 0 0 0
Total Current Assets 95,014 87,096 80,187 75,613 70,859
Net Property & Equipment 825 734 693 670 654
Investments & Advances 1,568 1,757 3,084 3,949 4,991
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 418 421 423 433 469
Deposits & Other Assets 2,262 2,300 2,549 2,461 2,367
Total Assets 100,087 92,308 86,936 83,126 79,340
Liabilities & Shareholders Equity 12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Notes Payable 0 0 0 113 140
Accounts Payable 58,764 51,992 47,594 46,089 44,959
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 4,105 3,550 3,343 3,246 2,958
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 62,869 55,542 50,937 49,448 48,057
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 26,326 25,443 24,724 22,544 20,474
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 89,195 80,985 75,661 71,992 68,531
Shareholders Equity 12/31/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Preferred Stock 563 560 560 560 560
Common Stock (Par) 6 5 5 5 5
Capital Surplus 4,042 3,962 3,885 3,790 3,687
Retained Earnings 16,687 15,130 13,250 11,467 9,611
Other Equity -152 -161 -160 -138 -68
Treasury Stock 10,254 8,173 6,265 4,550 2,986
Total Shareholder's Equity 10,892 11,323 11,275 11,134 10,809
Total Liabilities & Shareholder's Equity 100,087 92,308 86,936 83,126 79,340
Total Common Equity 10,329 10,763 10,715 10,574 10,249
Shares Outstanding 363.30 389.00 427.40 447.40 476.80
Book Value Per Share 28.43 27.67 25.07 23.63 21.50

Fiscal Year End for Discover Financial Services falls in the month of December.

All items in Millions except Per Share data.

9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Assets          
Cash & Equivalents 16,609 15,919 17,098 13,387 14,528
Receivables 83,967 81,961 80,008 81,627 77,912
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 100,576 97,880 97,106 95,014 92,440
Net Property & Equipment 896 874 848 825 800
Investments & Advances 1,801 1,522 1,543 1,568 1,627
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 417 417 417 418 418
Deposits & Other Assets 2,152 2,058 2,053 2,262 2,323
Total Assets 105,842 102,751 101,967 100,087 97,608
Liabilities & Shareholders Equity 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Notes Payable 0 0 0 0 0
Accounts Payable 63,674 61,683 61,130 58,764 56,135
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 4,154 3,927 3,722 4,105 3,549
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 67,828 65,610 64,852 62,869 59,684
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 26,998 26,252 26,244 26,326 26,737
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 94,826 91,862 91,096 89,195 86,421
Shareholders Equity 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Preferred Stock 563 563 563 563 560
Common Stock (Par) 6 6 6 6 6
Capital Surplus 4,107 4,089 4,068 4,042 4,016
Retained Earnings 18,354 17,787 17,211 16,687 16,452
Other Equity -160 -162 -139 -152 -148
Treasury Stock 11,854 11,394 10,838 10,254 9,699
Total Shareholder's Equity 11,016 10,889 10,871 10,892 11,187
Total Liabilities & Shareholder's Equity 105,842 102,751 101,967 100,087 97,608
Total Common Equity 10,453 10,326 10,308 10,329 10,627
Shares Outstanding 335.90 342.60 348.90 363.30 366.00
Book Value Per Share 31.12 30.14 29.54 28.43 29.04