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Enova International (ENVA)

(Delayed Data from NYSE)

$62.45 USD

62.45
425,211

-1.09 (-1.72%)

Updated Apr 25, 2024 04:00 PM ET

After-Market: $62.41 -0.04 (-0.06%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value B Growth C Momentum A VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Bottom 18% (205 out of 251)

Industry: Financial - Consumer Loans

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Balance Sheet

Research for ENVA

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Enova International, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 377 178 226 369 81
Receivables 116 110 103 40 65
Notes Receivable 3,629 3,019 1,965 1,242 1,063
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 4,123 3,307 2,294 1,651 1,208
Net Property & Equipment 109 93 78 79 55
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 298 307 315 294 269
Deposits & Other Assets 42 55 51 44 23
Total Assets 4,586 3,781 2,761 2,108 1,574
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 261 198 156 124 122
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 113 104 0 51 49
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 402 336 197 243 171
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 87 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 2,944 2,259 1,384 946 991
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 3,345 2,595 1,668 1,189 1,198
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 284 252 226 188 64
Retained Earnings 1,488 1,313 1,106 849 373
Other Equity -6 -6 -9 -5 -3
Treasury Stock 526 373 230 113 57
Total Shareholder's Equity 1,240 1,186 1,093 919 377
Total Liabilities & Shareholder's Equity 4,586 3,781 2,761 2,108 1,574
Total Common Equity 1,240 1,186 1,093 919 377
Shares Outstanding 29.80 31.40 36.40 35.60 33.70
Book Value Per Share 41.62 37.78 30.03 25.81 11.18

Fiscal Year End for Enova International, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 377 196 262 288
Receivables NA 116 124 90 93
Notes Receivable NA 3,629 3,321 3,092 3,003
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 4,123 3,642 3,445 3,385
Net Property & Equipment NA 109 104 99 95
Investments & Advances NA 0 0 0 0
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 298 300 302 304
Deposits & Other Assets NA 42 41 46 50
Total Assets NA 4,586 4,103 3,908 3,847
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 261 275 229 178
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 113 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 402 302 258 204
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 97 104 108
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 2,944 2,443 2,297 2,314
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 0 0 0
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 3,345 2,842 2,659 2,626
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 284 274 266 259
Retained Earnings NA 1,488 1,454 1,412 1,364
Other Equity NA -6 -7 -6 -7
Treasury Stock NA 526 459 423 395
Total Shareholder's Equity NA 1,240 1,261 1,249 1,221
Total Liabilities & Shareholder's Equity NA 4,586 4,103 3,908 3,847
Total Common Equity 0 1,240 1,261 1,249 1,221
Shares Outstanding 27.40 29.80 29.80 30.70 31.20
Book Value Per Share 0.00 41.62 42.32 40.69 39.13