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Generations Bancorp NY (GBNY)

(Delayed Data from NSDQ)

$10.10 USD

10.10
189

0.00 (0.00%)

Updated May 8, 2024 11:37 AM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 44% (140 out of 250)

Industry: Banks - Southeast

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Balance Sheet

Fiscal Year End for Generations Bancorp NY, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 19 8 22 27 13
Receivables 335 305 279 287 261
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 354 313 301 314 274
Net Property & Equipment 14 15 15 17 18
Investments & Advances 35 37 40 22 38
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 1 2 2 2 2
Deposits & Other Assets 21 20 21 19 16
Total Assets 425 386 379 373 348
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 16 0 0 0
Accounts Payable 358 318 312 310 283
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 358 334 312 310 283
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 1 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 24 10 18 29 32
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 6 5 5 5 4
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 387 349 335 343 319
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 22 23 24 12 12
Retained Earnings 21 23 22 20 19
Other Equity -6 -8 -3 -2 -2
Treasury Stock 0 0 0 1 1
Total Shareholder's Equity 38 37 43 30 28
Total Liabilities & Shareholder's Equity 425 386 379 373 348
Total Common Equity 38 37 43 30 28
Shares Outstanding 2.20 2.30 2.40 NA NA
Book Value Per Share 17.14 16.23 18.12 0.00 0.00

Fiscal Year End for Generations Bancorp NY, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 19 8 8 7
Receivables NA 335 330 317 310
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 354 338 324 316
Net Property & Equipment NA 14 14 15 15
Investments & Advances NA 35 33 34 36
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 1 1 1 1
Deposits & Other Assets NA 21 22 21 20
Total Assets NA 425 409 395 389
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 9 2
Accounts Payable NA 358 345 333 337
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 358 345 342 339
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 24 25 10 8
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 4 6 4
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 387 374 358 352
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 22 22 23 23
Retained Earnings NA 21 22 22 22
Other Equity NA -6 -9 -8 -8
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 38 35 37 38
Total Liabilities & Shareholder's Equity NA 425 409 395 389
Total Common Equity 0 38 35 37 38
Shares Outstanding 2.20 2.20 2.20 2.30 2.30
Book Value Per Share 0.00 17.14 15.89 16.06 16.31