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Heartland Financial USA, Inc. (HTLF)

(Delayed Data from NSDQ)

$34.46 USD

34.46
41,354

+0.41 (1.20%)

Updated Aug 14, 2020 04:00 PM ET

3-Hold of 5     3    

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.33%
2Buy17.77%
3Hold9.37%
4Sell4.88%
5Strong Sell1.79%
S&P50010.56%

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A Value F Growth B Momentum C VGM

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

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The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Balance Sheet

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

Research for HTLF

 

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

Fiscal Year End for Heartland Financial USA Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Assets          
Cash & Equivalents 382 278 206 161 261
Receivables 8,298 7,346 6,336 5,297 4,953
Notes Receivable 0 0 0 0 0
Inventories 27 120 45 61 75
Other Current Assets 0 0 0 0 0
Total Current Assets 8,707 7,744 6,586 5,519 5,289
Net Property & Equipment 198 187 172 164 146
Investments & Advances 3,435 2,715 2,493 2,131 1,879
Other Non-Current Assets 7 6 11 10 12
Deferred Charges 0 0 0 0 0
Intangibles 495 439 272 150 155
Deposits & Other Assets 368 316 277 273 214
Total Assets 13,210 11,408 9,811 8,247 7,695
Liabilities & Shareholders Equity 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Notes Payable 183 227 325 306 294
Accounts Payable 11,044 9,396 8,147 6,847 6,406
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 129 78 63 64 69
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 11,356 9,702 8,534 7,218 6,768
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 276 275 285 289 263
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 106 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 11,631 10,083 8,819 7,506 7,032
Shareholders Equity 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Preferred Stock 0 0 1 1 82
Common Stock (Par) 37 34 30 26 22
Capital Surplus 840 743 504 328 216
Retained Earnings 703 579 481 416 349
Other Equity -1 -32 -24 -31 -6
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 1,578 1,325 991 741 663
Total Liabilities & Shareholder's Equity 13,210 11,408 9,811 8,247 7,695
Total Common Equity 1,578 1,325 991 740 581
Shares Outstanding 36.70 34.40 29.90 26.10 22.40
Book Value Per Share 43.00 38.52 33.13 28.34 25.96

Fiscal Year End for Heartland Financial USA Inc falls in the month of December.

All items in Millions except Per Share data.

6/30/2020 3/31/2020 12/31/2019 9/30/2019 6/30/2019
Assets          
Cash & Equivalents 457 279 382 451 647
Receivables 9,127 8,277 8,298 7,905 7,789
Notes Receivable 0 0 0 0 0
Inventories 54 23 27 35 35
Other Current Assets 0 0 0 0 0
Total Current Assets 9,638 8,579 8,707 8,392 8,470
Net Property & Equipment 198 198 198 196 195
Investments & Advances 4,253 3,581 3,435 3,138 2,681
Other Non-Current Assets 6 6 7 6 7
Deferred Charges 0 0 0 0 0
Intangibles 489 492 495 477 480
Deposits & Other Assets 443 439 368 360 327
Total Assets 15,026 13,295 13,210 12,569 12,160
Liabilities & Shareholders Equity 6/30/2020 3/31/2020 12/31/2019 9/30/2019 6/30/2019
Notes Payable 89 121 183 108 107
Accounts Payable 12,709 11,174 11,044 10,470 10,109
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 175 169 129 149 140
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 12,972 11,465 11,356 10,727 10,356
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 306 276 276 278 283
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 13,279 11,741 11,631 11,005 10,639
Shareholders Equity 6/30/2020 3/31/2020 12/31/2019 9/30/2019 6/30/2019
Preferred Stock 111 0 0 0 0
Common Stock (Par) 37 37 37 37 37
Capital Surplus 844 843 840 839 837
Retained Earnings 723 700 703 671 643
Other Equity 33 -26 -1 18 5
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 1,747 1,554 1,578 1,564 1,522
Total Liabilities & Shareholder's Equity 15,026 13,295 13,210 12,569 12,160
Total Common Equity 1,637 1,554 1,578 1,564 1,522
Shares Outstanding 36.80 36.80 36.70 36.70 36.60
Book Value Per Share 44.47 42.22 43.00 42.61 41.58