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OptimumBank (OPHC)

(Delayed Data from NSDQ)

$4.25 USD

4.25
1,161

+0.07 (1.67%)

Updated Apr 26, 2024 11:20 AM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 36% (91 out of 252)

Industry: Banks - Southeast

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Balance Sheet

Fiscal Year End for OptimumBank Holdings, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 77 72 59 55 9
Receivables 674 479 249 154 103
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 750 551 308 208 112
Net Property & Equipment 1 1 1 1 1
Investments & Advances 28 26 36 23 12
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 3 4 3 0 0
Intangibles 0 0 0 0 0
Deposits & Other Assets 7 2 2 1 1
Total Assets 791 585 352 235 127
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 640 508 292 191 101
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 640 508 292 191 101
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 76 10 18 25 16
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 4 3 1 1 2
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 721 523 313 217 120
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 91 90 65 50 39
Retained Earnings -16 -22 -26 -32 -32
Other Equity -5 -6 -1 0 0
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 70 63 39 18 7
Total Liabilities & Shareholder's Equity 791 585 352 235 127
Total Common Equity 70 63 39 18 7
Shares Outstanding 7.20 6.70 4.70 2.90 2.80
Book Value Per Share 9.72 9.34 8.19 6.15 2.58

Fiscal Year End for OptimumBank Holdings, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 77 104 78 87
Receivables NA 674 575 520 497
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 750 679 599 584
Net Property & Equipment NA 1 1 1 1
Investments & Advances NA 28 24 26 27
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 3 3 3 3
Intangibles NA 0 0 0 0
Deposits & Other Assets NA 7 3 1 4
Total Assets NA 791 713 633 622
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 640 618 552 527
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 640 618 552 527
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 76 24 10 25
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 3 3 2
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 721 647 567 557
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 91 91 91 91
Retained Earnings NA -16 -19 -20 -21
Other Equity NA -5 -7 -6 -5
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 70 66 66 65
Total Liabilities & Shareholder's Equity NA 791 713 633 622
Total Common Equity 0 70 66 66 65
Shares Outstanding 7.80 7.20 7.20 7.20 7.20
Book Value Per Share 0.00 9.72 9.20 9.16 9.02