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Synchrony Financial (SYF)

(Real Time Quote from BATS)

$45.12 USD

45.12
82,725

+0.46 (1.03%)

Updated Apr 26, 2024 09:53 AM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value D Growth A Momentum A VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 37% (92 out of 252)

Industry: Financial - Miscellaneous Services

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Balance Sheet

Research for SYF

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Synchrony Financial falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 14,259 10,294 8,337 11,524 12,147
Receivables 92,417 82,943 72,052 71,602 81,613
Notes Receivable 0 0 0 0 0
Inventories 0 0 4,361 5 725
Other Current Assets 0 0 0 0 0
Total Current Assets 106,676 93,237 84,750 83,131 94,485
Net Property & Equipment 0 0 0 0 0
Investments & Advances 3,799 4,879 5,283 7,469 5,911
Other Non-Current Assets 256 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 1,833 2,392 2,273 2,203 2,343
Deposits & Other Assets 4,915 4,056 3,442 3,145 2,087
Total Assets 117,479 104,564 95,748 95,948 104,826
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 81,153 71,735 62,270 62,782 65,154
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 6,334 5,765 5,316 4,690 4,718
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 87,487 77,500 67,586 67,472 69,872
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 15,982 14,191 14,507 15,775 19,866
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 107 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 103,576 91,691 82,093 83,247 89,738
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 734 734 734 734 734
Common Stock (Par) 1 1 1 1 1
Capital Surplus 9,775 9,718 9,669 9,570 9,537
Retained Earnings 18,662 16,716 14,245 10,621 12,117
Other Equity -68 -125 -69 -51 -58
Treasury Stock 15,201 14,171 10,925 8,174 7,243
Total Shareholder's Equity 13,903 12,873 13,655 12,701 15,088
Total Liabilities & Shareholder's Equity 117,479 104,564 95,748 95,948 104,826
Total Common Equity 13,169 12,139 12,921 11,967 14,354
Shares Outstanding 413.80 450.54 547.20 583.70 646.10
Book Value Per Share 31.82 26.94 23.61 20.50 22.22

Fiscal Year End for Synchrony Financial falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -79,978 14,259 15,643 12,706 15,303
Receivables 90,828 92,417 87,697 84,997 81,612
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets 110,849 106,676 103,340 97,703 96,915
Net Property & Equipment NA 0 0 0 0
Investments & Advances 3,005 3,799 2,882 4,294 4,008
Other Non-Current Assets NA 256 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles 1,873 1,833 2,274 2,331 2,402
Deposits & Other Assets 5,446 4,915 4,443 4,369 4,528
Total Assets 121,173 117,479 112,939 108,697 107,853
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable 83,554 81,153 78,066 75,765 74,425
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses 6,204 6,334 5,875 5,321 5,301
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities 89,758 87,487 83,941 81,086 79,726
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt 16,133 15,982 15,231 14,231 14,934
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 0 0 0
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities 105,891 103,576 99,172 95,317 94,660
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock 1,222 734 734 734 734
Common Stock (Par) 1 1 1 1 1
Capital Surplus 9,768 9,775 9,750 9,727 9,705
Retained Earnings 19,790 18,662 18,338 17,828 17,369
Other Equity -69 -68 -96 -96 -102
Treasury Stock 15,430 15,201 14,960 14,814 14,514
Total Shareholder's Equity 15,282 13,903 13,767 13,380 13,193
Total Liabilities & Shareholder's Equity 121,173 117,479 112,939 108,697 107,853
Total Common Equity 14,060 13,169 13,033 12,646 12,459
Shares Outstanding 406.84 413.80 413.80 418.10 428.50
Book Value Per Share 34.56 31.82 31.50 30.25 29.08