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United Bancorp (UBCP)

(Delayed Data from NSDQ)

$12.80 USD

12.80
4,157

-0.10 (-0.74%)

Updated Apr 26, 2024 03:44 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 35% (164 out of 252)

Industry: Banks - Midwest

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Better trading starts here.

Balance Sheet

Fiscal Year End for United Bancorp, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 41 30 83 52 15
Receivables 483 462 453 441 442
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 524 492 536 493 457
Net Property & Equipment 15 12 13 14 12
Investments & Advances 247 220 150 162 193
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 2 2 0 0 0
Intangibles 1 1 1 1 2
Deposits & Other Assets 30 29 24 23 22
Total Assets 819 757 724 693 686
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 27 18 16 13 7
Accounts Payable 621 650 605 580 548
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 648 668 621 592 555
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 2 2 2
Convertible Debt 0 0 0 0 0
Long-Term Debt 99 24 24 24 63
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 9 6 7 7 6
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 756 698 653 625 626
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 6 6 6 6 6
Capital Surplus 26 25 24 23 23
Retained Earnings 44 42 38 33 28
Other Equity -10 -11 5 8 4
Treasury Stock 3 2 1 1 0
Total Shareholder's Equity 64 60 72 68 60
Total Liabilities & Shareholder's Equity 819 757 724 693 686
Total Common Equity 64 60 72 68 60
Shares Outstanding 5.70 5.90 5.90 5.90 5.90
Book Value Per Share 11.16 10.13 12.15 11.58 10.16

Fiscal Year End for United Bancorp, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 41 71 82 101
Receivables NA 483 466 462 463
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 524 537 544 563
Net Property & Equipment NA 15 12 12 12
Investments & Advances NA 247 229 240 238
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 2 5 3 3
Intangibles NA 1 1 1 1
Deposits & Other Assets NA 30 30 30 30
Total Assets NA 819 814 830 847
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 27 29 24 31
Accounts Payable NA 621 628 644 653
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 648 657 667 684
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 99 99 99 99
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 6 6 6
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 756 762 772 788
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 6 6 6 6
Capital Surplus NA 26 25 25 25
Retained Earnings NA 44 43 41 40
Other Equity NA -10 -19 -12 -10
Treasury Stock NA 3 3 3 3
Total Shareholder's Equity NA 64 53 58 59
Total Liabilities & Shareholder's Equity NA 819 814 830 847
Total Common Equity 0 64 53 58 59
Shares Outstanding 5.70 5.70 5.90 5.90 5.90
Book Value Per Share 0.00 11.16 8.91 9.90 10.00