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United Community Banks (UCBI)

(Delayed Data from NSDQ)

$25.82 USD

25.82
474,418

-0.51 (-1.94%)

Updated Apr 25, 2024 03:59 PM ET

After-Market: $25.83 +0.01 (0.04%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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C Value F Growth F Momentum F VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 37% (93 out of 251)

Industry: Banks - Southeast

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Balance Sheet

Research for UCBI

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for United Community Banks, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 1,004 647 2,319 1,609 515
Receivables 18,198 15,248 11,701 11,281 8,783
Notes Receivable 0 0 0 0 0
Inventories 33 14 44 105 58
Other Current Assets 0 0 0 0 0
Total Current Assets 19,235 15,909 14,063 12,996 9,357
Net Property & Equipment 378 298 245 218 216
Investments & Advances 5,872 6,279 5,695 3,732 2,593
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 113 129 41 38 34
Intangibles 990 779 472 382 342
Deposits & Other Assets 708 615 429 428 374
Total Assets 27,297 24,009 20,947 17,794 12,916
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 159 0 0 0
Accounts Payable 23,311 19,877 18,241 15,232 10,897
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 315 299 211 199 155
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 23,626 20,334 18,452 15,431 11,052
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 325 875 247 327 213
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 85 100 25 29 16
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 24,036 21,308 18,725 15,787 11,280
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 88 96 96 96 0
Common Stock (Par) 132 119 89 87 91
Capital Surplus 2,699 2,306 1,721 1,639 1,497
Retained Earnings 581 509 331 137 40
Other Equity -239 -329 -15 49 8
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 3,262 2,701 2,222 2,008 1,636
Total Liabilities & Shareholder's Equity 27,297 24,009 20,947 17,794 12,916
Total Common Equity 3,173 2,604 2,126 1,911 1,636
Shares Outstanding 119.00 106.20 89.30 86.60 79.00
Book Value Per Share 26.67 24.52 23.81 22.07 20.70

Fiscal Year End for United Community Banks, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 1,004 760 711 778
Receivables NA 18,198 18,001 17,204 16,948
Notes Receivable NA 0 0 0 0
Inventories NA 33 37 27 20
Other Current Assets NA 0 0 0 0
Total Current Assets NA 19,235 18,798 17,942 17,746
Net Property & Equipment NA 378 371 353 337
Investments & Advances NA 5,872 5,701 5,914 5,915
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 113 0 0 0
Intangibles NA 990 994 958 961
Deposits & Other Assets NA 708 1,005 953 913
Total Assets NA 27,297 26,869 26,120 25,872
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 37 0 7
Accounts Payable NA 23,311 22,858 22,252 22,005
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 315 465 438 427
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 23,626 23,361 22,690 22,439
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 325 325 325 355
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 0 0 0
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 24,036 23,685 23,015 22,794
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 88 90 96 96
Common Stock (Par) NA 132 132 127 127
Capital Surplus NA 2,699 2,698 2,611 2,606
Retained Earnings NA 581 597 577 543
Other Equity NA -239 -333 -306 -294
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 3,262 3,184 3,106 3,078
Total Liabilities & Shareholder's Equity NA 27,297 26,869 26,120 25,872
Total Common Equity 0 3,173 3,094 3,009 2,982
Shares Outstanding 119.00 119.00 118.90 115.20 115.10
Book Value Per Share 0.00 26.67 26.02 26.12 25.91