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United Community Banks (UCBI)

(Delayed Data from NSDQ)

$34.63 USD

34.63
406,005

-2.13 (-5.79%)

Updated Nov 26, 2021 01:00 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.42%
2Buy19.05%
3Hold10.68%
4Sell6.41%
5Strong Sell3.08%
S&P50011.42%

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2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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C Value D Growth F Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 19% (49 out of 253)

Industry: Banks - Southeast

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Balance Sheet

Research for UCBI

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for United Community Banks, Inc. falls in the month of December.

All items in Millions except Per Share data.

12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Assets          
Cash & Equivalents 1,609 515 327 314 217
Receivables 11,281 8,783 8,358 7,709 6,887
Notes Receivable 0 0 0 0 0
Inventories 105 58 19 33 30
Other Current Assets 0 0 0 0 0
Total Current Assets 12,996 9,357 8,704 8,056 7,134
Net Property & Equipment 218 216 206 209 190
Investments & Advances 3,732 2,593 2,928 2,960 2,786
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 38 34 64 88 154
Intangibles 382 342 324 244 156
Deposits & Other Assets 428 374 347 358 288
Total Assets 17,794 12,916 12,573 11,915 10,709
Liabilities & Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Notes Payable 0 0 0 50 5
Accounts Payable 15,232 10,897 10,535 9,808 8,638
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 199 155 128 104 78
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 15,431 11,052 10,662 9,962 8,721
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 327 213 427 625 884
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 29 16 26 25 28
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 15,787 11,280 11,116 10,612 9,633
Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Preferred Stock 96 0 0 0 0
Common Stock (Par) 87 91 79 78 78
Capital Surplus 1,639 1,497 1,500 1,452 1,276
Retained Earnings 137 40 -90 -210 -252
Other Equity 49 8 -31 -16 -26
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 2,008 1,636 1,458 1,303 1,076
Total Liabilities & Shareholder's Equity 17,794 12,916 12,573 11,915 10,709
Total Common Equity 1,911 1,636 1,458 1,303 1,076
Shares Outstanding 86.60 79.00 79.20 78.10 70.90
Book Value Per Share 22.07 20.70 18.40 16.69 15.17

Fiscal Year End for United Community Banks, Inc. falls in the month of December.

All items in Millions except Per Share data.

9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Assets          
Cash & Equivalents 1,818 1,419 1,334 1,609 1,046
Receivables 11,133 11,323 11,598 11,281 11,713
Notes Receivable 0 0 0 0 0
Inventories 68 98 165 105 129
Other Current Assets 0 0 0 0 0
Total Current Assets 13,019 12,840 13,097 12,996 12,887
Net Property & Equipment 225 225 217 218 212
Investments & Advances 5,388 4,987 4,396 3,732 3,192
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 38 33 39 38 40
Intangibles 401 380 381 382 384
Deposits & Other Assets 410 431 427 428 438
Total Assets 19,481 18,896 18,557 17,794 17,153
Liabilities & Shareholders Equity 9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Notes Payable 0 0 0 0 0
Accounts Payable 16,865 16,328 15,993 15,232 14,603
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 220 193 188 199 222
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 17,086 16,520 16,181 15,431 14,825
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 247 262 312 327 327
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 26 33 29 34
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 17,359 16,809 16,526 15,787 15,186
Shareholders Equity 9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Preferred Stock 96 96 96 96 96
Common Stock (Par) 98 97 97 87 97
Capital Surplus 1,632 1,637 1,641 1,639 1,637
Retained Earnings 299 244 192 137 95
Other Equity -2 12 5 49 41
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 2,122 2,086 2,031 2,008 1,967
Total Liabilities & Shareholder's Equity 19,481 18,896 18,557 17,794 17,153
Total Common Equity 2,026 1,990 1,935 1,911 1,871
Shares Outstanding 86.50 86.60 86.70 86.60 86.60
Book Value Per Share 23.42 22.98 22.31 22.07 21.60