Ally Financial Inc. (ALLY)
(Delayed Data from NYSE)
$40.61 USD
+0.67 (1.68%)
Updated Jan 22, 2021 04:00 PM ET
This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.
| Zacks Rank | Definition | Annualized Return |
|---|---|---|
| 1 | Strong Buy | 24.41% |
| 2 | Buy | 17.88% |
| 3 | Hold | 9.48% |
| 4 | Sell | 5.03% |
| 5 | Strong Sell | 1.87% |
| S&P | 500 | 10.70% |
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1-Strong Buy of 5 1
The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.
The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.
| Value Score | A |
|---|---|
| Growth Score | A |
| Momentum Score | A |
| VGM Score | A |
Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.
As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.
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A Value D Growth A Momentum C VGM
The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.
An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.
The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.
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Company Summary
Founded in 1919, Detroit, MI-based Ally Financial Inc. is a diversified financial services company providing a broad array of financial products and services, primarily to automotive dealers and their customers. It operates as a financial holding company (FHC) and a bank holding company (BHC). Ally Bank is an indirect, wholly-owned banking subsidiary of Ally Financial.
The company operates through the following four business segments:
- Automotive Finance (comprising 68.7% of total net revenues in 2019) provides retail installment sales financing, loans, and leases; term loans ...
Company Summary
Founded in 1919, Detroit, MI-based Ally Financial Inc. is a diversified financial services company providing a broad array of financial products and services, primarily to automotive dealers and their customers. It operates as a financial holding company (FHC) and a bank holding company (BHC). Ally Bank is an indirect, wholly-owned banking subsidiary of Ally Financial.
The company operates through the following four business segments:
- Automotive Finance (comprising 68.7% of total net revenues in 2019) provides retail installment sales financing, loans, and leases; term loans and other lines of credit to dealers; fleet financing, and vehicle remarketing services to consumers and automotive dealers.
- Insurance (20.8%) offers both consumer finance protection and insurance products. It also provides consumer financial and insurance products and underwrites selected commercial insurance coverages.
- Mortgage Finance (3.0%) includes the management of the company’s held-for-investment consumer mortgage loan portfolio.
- Corporate Finance (4.4%) provides senior secured leveraged cash flow and asset-based loans largely to U.S.-based middle market companies.
Corporate and Other (3.1%) consists of centralized corporate treasury activities, the residual impacts of corporate funds-transfer pricing, asset liability management activities and the amortization of the discount associated with debt issuances and bond exchanges.
In 2016, Ally Financial acquired TradeKing, a digital wealth management firm. In 2019, the company acquired Health Credit Services LLC.
General Information
Ally Financial Inc.
500 WOODWARD AVE. FLOOR 10
DETROIT, MI 48226
Phone: 866-710-4623
Fax: NA
Web: http://www.ally.com
Email: investor.relations@ally.com
| Industry | Financial - Consumer Loans |
| Sector | Finance |
| Fiscal Year End | December |
| Last Reported Quarter | 12/31/2020 |
| Next EPS Date | 4/19/2021 |
EPS Information
| Current Quarter EPS Consensus Estimate | 0.96 |
| Current Year EPS Consensus Estimate | 4.02 |
| Estimated Long-Term EPS Growth Rate | NA |
| Next EPS Report Date | 4/19/2021 |
Price and Volume Information
| Zacks Rank |  |
| Yesterday's Close | 39.94 |
| 52 Week High | 41.99 |
| 52 Week Low | 10.22 |
| Beta | 1.61 |
| 20 Day Moving Average | 3,712,702.50 |
| Target Price Consensus | 39.27 |
| 4 Week | 17.57 |
| 12 Week | 52.55 |
| YTD | 13.88 |
| 4 Week | 13.34 |
| 12 Week | 31.45 |
| YTD | 9.18 |
| Shares Outstanding (millions) | 373.86 |
| Market Capitalization (millions) | 15,182.33 |
| Short Ratio | NA |
| Last Split Date | NA |
| Dividend Yield | 1.87% |
| Annual Dividend | $0.76 |
| Payout Ratio | 0.32 |
| Change in Payout Ratio | 0.15 |
| Last Dividend Payout / Amount | 10/29/2020 / $0.19 |
Fundamental Ratios
| P/E (F1) | 10.11 |
| Trailing 12 Months | 13.45 |
| PEG Ratio | NA |
| vs. Previous Year | 23.76% |
| vs. Previous Quarter | 104.92% |
| vs. Previous Year | 5.18% |
| vs. Previous Quarter | 4.66% |
| Price/Book | 1.07 |
| Price/Cash Flow | 5.10 |
| Price / Sales | 2.27 |
| 12/31/20 | NA |
| 9/30/20 | 6.43 |
| 6/30/20 | 5.85 |
| 12/31/20 | NA |
| 9/30/20 | 0.49 |
| 6/30/20 | 0.45 |
| 12/31/20 | NA |
| 9/30/20 | 0.97 |
| 6/30/20 | 0.99 |
| 12/31/20 | NA |
| 9/30/20 | 0.97 |
| 6/30/20 | 0.99 |
| 12/31/20 | NA |
| 9/30/20 | 14.16 |
| 6/30/20 | 13.12 |
| 12/31/20 | NA |
| 9/30/20 | 12.22 |
| 6/30/20 | 10.87 |
| 12/31/20 | NA |
| 9/30/20 | 16.46 |
| 6/30/20 | 14.57 |
| 12/31/20 | NA |
| 9/30/20 | 37.78 |
| 6/30/20 | 36.98 |
| 12/31/20 | NA |
| 9/30/20 | 7.18 |
| 6/30/20 | 5.40 |
| 12/31/20 | NA |
| 9/30/20 | 1.82 |
| 6/30/20 | 2.11 |
| 12/31/20 | NA |
| 9/30/20 | 64.53 |
| 6/30/20 | 67.85 |