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Citizens Community Bancorp, Inc. (CZWI)

(Delayed Data from NSDQ)

$13.88 USD

13.88
26,624

+0.08 (0.00%)

Updated Jun 18, 2021 04:00 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.41%
2Buy19.02%
3Hold10.72%
4Sell6.46%
5Strong Sell3.06%
S&P50011.04%

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2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value C Growth F Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 27% (69 out of 252)

Industry: Financial - Savings and Loan

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Company Summary

Citizens Community Bancorp, Inc. operates as the holding company for Citizens Community Federal that offers various financial services. It is engaged in the business of attracting deposits from the general public and investing those deposits in residential and consumer loans. It offers various deposit products, including checking accounts, savings accounts, demand accounts, certificates of deposit, and money market account. The company's real estate loans include one-to four-family first mortgages, second mortgages and home equity lines of credit, and multi-family and commercial; and consumer loans include new and used auto, motorcycle, boat, and recreational vehicle loans. It also provides loans secured by savings deposits; and unsecured loans. Based in Eau Claire, Wisconsin, the company operates full-service banking offices in Wisconsin, Minnesota and Michigan.

General Information

Citizens Community Bancorp, Inc.

2174 EASTRIDGE CENTER

EAU CLAIRE, WI 54701

Phone: 715-836-9994

Fax: NA

Web: http://www.ccf.us

Email: NA

Industry Financial - Savings and Loan
Sector Finance
Fiscal Year End December
Last Reported Quarter 3/31/2021
Next EPS Date 7/29/2021

EPS Information

Current Quarter EPS Consensus Estimate 0.34
Current Year EPS Consensus Estimate 1.59
Estimated Long-Term EPS Growth Rate NA
Next EPS Report Date 7/29/2021

Price and Volume Information

Zacks Rank Premium
Yesterday's Close 13.88
52 Week High 14.81
52 Week Low 6.48
Beta 1.18
20 Day Moving Average 10,450.80
Target Price Consensus 14.25

CZWI

% Price Change
4 Week 3.97
12 Week 9.38
YTD 27.46
% Price Change Relative to S&P 500
4 Week 3.71
12 Week 4.34
YTD 14.90
Share Information
Shares Outstanding (millions) 10.89
Market Capitalization (millions) 151.13
Short Ratio NA
Last Split Date NA
Dividend Information
Dividend Yield 1.66%
Annual Dividend $0.23
Payout Ratio 0.17
Change in Payout Ratio -0.05
Last Dividend Payout / Amount NA / $0.00

Fundamental Ratios

P/E
P/E (F1) 8.76
Trailing 12 Months 9.99
PEG Ratio NA
EPS Growth
vs. Previous Year 121.74%
vs. Previous Quarter 54.55%
   
Sales Growth
vs. Previous Year -3.49%
vs. Previous Quarter -7.00%
   
Price Ratios
Price/Book 0.94
Price/Cash Flow 7.85
Price / Sales 1.84
ROE
3/31/21 9.76
12/31/20 8.04
9/30/20 7.69
ROA
3/31/21 0.93
12/31/20 0.78
9/30/20 0.75
Current Ratio
3/31/21 1.00
12/31/20 1.04
9/30/20 1.06
Quick Ratio
3/31/21 1.00
12/31/20 1.04
9/30/20 1.05
Operating Margin
3/31/21 18.73
12/31/20 14.98
9/30/20 14.33
Net Margin
3/31/21 19.00
12/31/20 15.34
9/30/20 15.10
Pre-Tax Margin
3/31/21 25.76
12/31/20 20.83
9/30/20 19.84
Book Value
3/31/21 14.76
12/31/20 14.39
9/30/20 14.11
Inventory Turnover
3/31/21 1.78
12/31/20 1.98
9/30/20 1.97
Debt-to-Equity
3/31/21 0.72
12/31/20 0.77
9/30/20 0.79
Debt to Capital
3/31/21 41.82
12/31/20 43.48
9/30/20 44.17