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Discover Financial Services (DFS)

(Real Time Quote from BATS)

$127.71 USD

127.71
534,964

+2.04 (1.62%)

Updated Apr 26, 2024 12:18 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value D Growth B Momentum B VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 40% (152 out of 252)

Industry: Financial - Consumer Loans

Better trading starts here.

Research for DFS

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

   

Income - Line of Business YR Estimate11/30/202311/30/202211/30/202111/30/202011/30/2019

Payment Services: Revenue Net of ...

------------348399789176450

Non-Interest Income: Digital Bank...

------------1,6481,4591,7452,1182,311

Digital Banking: Net interest inc...

------------9,4629,2309,51710,99913,099

Digital Banking: Income Before In...

------------7,0645,7093,570

Payment Services: Income Before I...

------------1891725339256

Discount and interchange revenue ...

------------1,0669331,1881,3801,447

Protection Products Revenue [$M]

------------194180165172172

Loan fee income [$M]

------------449414464632763

Transaction processing revenue [$...

------------197195227249303

Other income [$M]

------------9356667585

Net Interest Income [$M]

------------9,4639,2309,51710,99913,099

Total Non-Interest Income [$M]

------------1,9961,8582,5342,2942,761

Digital Banking: Revenue Net of I...

------------11,11010,68911,29813,11715,410
NFM - Operating & Non Financial Metrics YR Estimate11/30/202311/30/202211/30/202111/30/202011/30/2019

Operating Efficiency Ratio [%]

------------3841403938

Net interest margin [%]

------------1010111111

Net charge-offs as a percentage o...

------------33223

Credit Card Volume - Discover Car...

------------146,183142,800182,125210,645217,914

Credit Card Volume - Discover Car...

------------160,283153,943192,755224,477232,785

Average Balances - Total Interest...

------------109,530116,297112,241116,455139,691

Tier 1 Capital to Risk-weighted a...

------------1214161412

Total Capital to Risk-weighted as...

------------1416181614

Tier 1 capital to Leverage assets...

------------1011141311

Transactions Processed on Network...

------------2,7172,6243,2593,6173,728

Transactions Processed on Network...

------------4,7884,9545,6326,2007,705

Transactions Processed on Network...

------------7,5057,5788,8919,81711,433

Network Volume - PULSE Network [$...

------------192,067212,081247,913253,072285,616

Network Volume - Network Partners...

------------25,36831,91740,70744,54239,671

Network Volume - Diners Club Inte...

------------33,96724,23625,93733,50539,299

Network Volume - Total Payment Se...

------------251,402268,234314,557331,119364,586

Network Volume - Discover Network...

------------151,243148,754188,960218,738224,572

Network Volume - Total Volume [$M...

------------402,645416,988503,517549,857589,158