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The Hartford Financial Services Group (HIG)

(Delayed Data from NYSE)

$101.33 USD

+1.65 (1.66%)

Updated May 9, 2024 04:00 PM ET

After-Market: $101.34 +0.01 (0.01%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank	Definition	Annualized Return
1	Strong Buy	24.20%
2	Buy	18.04%
3	Hold	9.52%
4	Sell	5.20%
5	Strong Sell	2.60%
S&P	500	11.13%

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3-Hold of 5 3

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score	A
Growth Score	A
Momentum Score	A
VGM Score	A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value A Growth F Momentum A VGM

Industry Rank:

Top 28% (69 out of 250)

Industry: Insurance - Multi line

View All Zacks #1 Ranked Stocks

Better trading starts here.

Research for HIG

Annual Key Company Metrics
Quarterly Key Company Metrics

Revenue - Line of Business Segments	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Earned Premium: Personal Lines [$...		3,087	2,949	2,954	3,008	3,198
Net investment income: Personal L...		171	140	157	157	--
Earned Premium: Personal Lines: A...		2,134	2,025	2,035	2,058	--
Earned Premium: Personal Lines: H...		953	924	919	950	--
Hartford Funds: Fee income [$M]	--	--	--	1,189	989	--
Net investment income: Corporate ...		47	26	24	22	--
Total Revenues: Personal Lines [$...	--	3,117	2,979	2,986	3,275	--
Other revenue: Corporate [$M]		2	1	-10	53	--
Total Revenue: Group Benefits [$M...		6,515	6,057	5,687	5,536	5,603
Total Revenue: Hartford Funds [$M...		973	1,044	1,189	903	907
Total Revenue: Property & Casualt...		62	47	88	54	2
Total Revenue: Corporate [$M]		39	49	50	58	60
Revenue: Earned premiums: Group b...		6,515	6,057	5,687	5,536	5,603
Revenue: Fee income: Corporate [$...		39	49	50	58	50
Revenue: Fee income: Group benefi...		6,515	6,057	5,687	5,536	5,603
Revenue: Net investment income: G...		469	524	550	448	486
Revenue: Property and Casualty: N...		2,305	2,177	2,313	1,846	1,951
Revenue: Property & Casualty Othe...		69	63	-75	55	55
Total Property & Casualty: Earned...		14,728	13,520	12,495	11,918	11,490
Net premiums earned [$M]		21,026	19,390	17,999	17,288	16,923
Fee income [$M]		1,300	1,349	1,488	1,277	1,301
Net investment income [$M]		2,305	2,177	2,313	1,846	1,951
Other Revenues [$M]		84	73	81	126	170
Earned Premium: Commercial Line [...		11,641	10,571	9,541	8,910	8,290
Fee income: Commercial Line [$M]		41	39	34	30	--
Net investment income: Commercial...		1,532	1,415	1,502	1,160	--
Other revenue: Commercial Line [$...	--	--	--	11	1	--
Total Revenues: Commercial Line [...	--	11,682	10,610	9,575	10,041	--
Fee income: Personal Lines [$M]		30	30	32	34	--
Income - Line of Business	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Income (loss) before income taxes...		2,587	2,050	2,159	1,032	--
Income (loss) before income taxes...		-54	113	480	902	394
Income (loss) before income taxes...		-166	-264	-195	-285	--
Income (loss) before income taxes...		668	402	312	471	662
Income (loss) before income taxes...		219	203	273	214	186
Income (loss) before income taxes...		-166	-242	-123	-214	--
NFM - Operating & Non Financial Metrics	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Commercial line - Combined ratio ...		90	90	96	100	98
Commercial line - Expense ratio [...		31	32	32	34	35
Commercial line - Loss and loss a...		58	58	63	67	63
Commercial Lines - Underlying com...		88	88	89	96	94
Personal line - Combined ratio [%...		108	100	91	76	106
Personal line - Loss and loss adj...		82	73	63	49	68
Personal line - Expense ratio [%]		25	27	28	27	27
Personal line - Underlying combin...		99	94	90	83	92
Group Benefits - Loss ratio [%]		72	75	81	75	72
Group Benefits - Expense ratio [%...		24	25	26	25	25
Policies in-force - Automobile [M...		1,257,000	1,323,000	1,317,000	1,369,000	1,422,000
Policies in-force - Homeowners [M...		704,000	740,000	773,000	826,000	877,000
Policies in force end of period -...		--	--	--	--	--

Revenue - Line of Business Segments	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Earned Premium: Personal Lines [$...		813	804	784	760	739
Net investment income: Personal L...		50	52	47	34	38
Earned Premium: Personal Lines: A...		566	561	541	523	509
Earned Premium: Personal Lines: H...		247	243	243	237	230
Hartford Funds: Fee income [$M]	--	--	--	--	--	--
Net investment income: Corporate ...		16	17	12	8	10
Total Revenues: Personal Lines [$...		821	804	791	767	747
Other revenue: Corporate [$M]		0	0	1	0	1
Total Revenue: Group Benefits [$M...		1,639	1,591	1,629	1,630	1,609
Total Revenue: Hartford Funds [$M...		250	254	248	244	241
Total Revenue: Property & Casualt...		18	17	--	16	13
Total Revenue: Corporate [$M]		10	45	10	11	9
Revenue: Earned premiums: Group b...		1,585	1,591	1,575	1,574	1,558
Revenue: Fee income: Corporate [$...		10	9	10	11	9
Revenue: Fee income: Group benefi...		54	56	54	56	51
Revenue: Net investment income: G...		114	125	121	113	110
Revenue: Property and Casualty: N...		459	505	460	415	392
Revenue: Property & Casualty Othe...		18	-154	18	17	16
Total Property & Casualty: Earned...		3,861	3,842	3,735	3,646	3,505
Net premiums earned [$M]		5,446	5,433	5,310	5,220	5,063
Fee income [$M]		333	323	330	328	319
Net investment income [$M]		593	653	597	540	515
Other Revenues [$M]		19	18	21	25	20
Earned Premium: Commercial Line [...		3,048	3,038	2,951	2,886	2,766
Fee income: Commercial Line [$M]		11	10	11	10	10
Net investment income: Commercial...		391	435	395	364	338
Other revenue: Commercial Line [$...	--	--	--	--	--	--
Total Revenues: Commercial Line [...		3,059	3,048	--	--	2,776
Fee income: Personal Lines [$M]		8	8	7	7	8
Income - Line of Business	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Income (loss) before income taxes...		702	850	649	567	521
Income (loss) before income taxes...		42	42	-17	-77	-2
Income (loss) before income taxes...		-32	-25	-66	-36	-39
Income (loss) before income taxes...		134	221	183	149	115
Income (loss) before income taxes...		56	58	53	57	51
Income (loss) before income taxes...		9	-196	11	12	7
NFM - Operating & Non Financial Metrics	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Commercial line - Combined ratio ...		90	85	90	91	93
Commercial line - Expense ratio [...		32	30	31	31	32
Commercial line - Loss and loss a...		58	54	59	60	61
Commercial Lines - Underlying com...		92	89	93	88	89
Personal line - Combined ratio [%...		102	101	108	115	106
Personal line - Loss and loss adj...		76	75	84	89	80
Personal line - Expense ratio [%]		25	25	24	26	27
Personal line - Underlying combin...		103	102	117	102	97
Group Benefits - Loss ratio [%]		74	70	70	72	87
Group Benefits - Expense ratio [%...		25	24	24	25	25
Policies in-force - Automobile [M...		1,233,000	1,257,000	1,270,000	1,287,000	1,305,000
Policies in-force - Homeowners [M...		701,000	704,000	712,000	723,000	731,000
Policies in force end of period -...		--	--	--	--	--

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