Back to top

Live Oak Bancshares, Inc. (LOB)

(Delayed Data from NSDQ)

$55.11 USD


+1.48 (2.76%)

Updated Feb 26, 2021 04:00 PM ET

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.41%
5Strong Sell1.87%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

2-Buy of 5   2      

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

F Value F Growth D Momentum F VGM

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 5% (12 out of 253)

Industry: Banks - Southeast

Zacks Premium FeatureView All Zacks #1 Ranked Stocks

Trades from $1

Company Summary

Live Oak Bancshares Inc. is the parent and registered bank holding company of Live Oak Banking Company which offers online platform for small business lending. The company accepts deposit products as well as offers loans which comprise small business administration loans; conventional commercial business loans to small and medium sized businesses and construction loans. It offers loans to the veterinary, pharmacy, investment advisory, beverages, funeral homes, entertainment centers, agricultural and healthcare sectors. Live Oak Bancshares Inc. is headquartered in Wilmington, North Carolina.

General Information

Live Oak Bancshares, Inc.



Phone: 910-790-5867

Fax: 910-790-5868


Email: NA

Industry Banks - Southeast
Sector Finance
Fiscal Year End December
Last Reported Quarter 12/31/2020
Next EPS Date 4/28/2021

EPS Information

Current Quarter EPS Consensus Estimate 0.61
Current Year EPS Consensus Estimate 2.25
Estimated Long-Term EPS Growth Rate NA
Next EPS Report Date 4/28/2021

Price and Volume Information

Zacks Rank Premium
Yesterday's Close 53.63
52 Week High 58.13
52 Week Low 7.57
Beta 1.36
20 Day Moving Average 315,990.50
Target Price Consensus 52.75


% Price Change
4 Week 35.64
12 Week 27.33
YTD 16.12
% Price Change Relative to S&P 500
4 Week 34.79
12 Week 22.51
YTD 14.44
Share Information
Shares Outstanding (millions) 40.64
Market Capitalization (millions) 2,239.78
Short Ratio NA
Last Split Date NA
Dividend Information
Dividend Yield 0.22%
Annual Dividend $0.12
Payout Ratio 0.08
Change in Payout Ratio -0.09
Last Dividend Payout / Amount 11/30/2020 / $0.03

Fundamental Ratios

P/E (F1) 24.46
Trailing 12 Months 38.81
PEG Ratio NA
EPS Growth
vs. Previous Year 305.88%
vs. Previous Quarter -16.87%
Sales Growth
vs. Previous Year 12.61%
vs. Previous Quarter -23.16%
Price Ratios
Price/Book 3.83
Price/Cash Flow 75.99
Price / Sales 5.98
12/31/20 10.89
9/30/20 6.83
6/30/20 1.34
12/31/20 0.84
9/30/20 0.57
6/30/20 0.13
Current Ratio
12/31/20 NA
9/30/20 0.92
6/30/20 0.91
Quick Ratio
12/31/20 NA
9/30/20 0.76
6/30/20 0.78
Operating Margin
12/31/20 16.16
9/30/20 10.32
6/30/20 2.23
Net Margin
12/31/20 15.90
9/30/20 10.11
6/30/20 2.15
Pre-Tax Margin
12/31/20 NA
9/30/20 12.17
6/30/20 1.57
Book Value
12/31/20 NA
9/30/20 14.40
6/30/20 13.53
Inventory Turnover
12/31/20 NA
9/30/20 0.09
6/30/20 0.10
12/31/20 NA
9/30/20 0.00
6/30/20 0.00
Debt to Capital
12/31/20 NA
9/30/20 0.00
6/30/20 0.00