Back to top
more

United Community Banks (UCBI)

(Delayed Data from NSDQ)

$34.56 USD

34.56
595,315

-0.56 (-1.59%)

Updated Dec 3, 2021 04:00 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.42%
2Buy19.05%
3Hold10.68%
4Sell6.41%
5Strong Sell3.08%
S&P50011.42%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

C Value D Growth C Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 18% (45 out of 253)

Industry: Banks - Southeast

Zacks Premium FeatureView All Zacks #1 Ranked Stocks

Trades from $1

Company Summary

United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

General Information

United Community Banks, Inc.

125 HIGHWAY 515 EAST

BLAIRSVILLE, GA 30512

Phone: 706-781-2265

Fax: 706-745-8960

Web: http://www.ucbi.com

Email: NA

Industry Banks - Southeast
Sector Finance
Fiscal Year End December
Last Reported Quarter 9/30/2021
Next EPS Date 1/18/2022

EPS Information

Current Quarter EPS Consensus Estimate 0.63
Current Year EPS Consensus Estimate 3.01
Estimated Long-Term EPS Growth Rate NA
Next EPS Report Date 1/18/2022

Price and Volume Information

Zacks Rank Premium
Yesterday's Close 35.12
52 Week High 37.24
52 Week Low 25.71
Beta 1.14
20 Day Moving Average 434,423.09
Target Price Consensus 38.92

UCBI

% Price Change
4 Week -5.88
12 Week 20.67
YTD 21.52
% Price Change Relative to S&P 500
4 Week -2.58
12 Week 18.55
YTD 1.34
Share Information
Shares Outstanding (millions) 89.29
Market Capitalization (millions) 3,085.97
Short Ratio NA
Last Split Date 6/20/2011
Dividend Information
Dividend Yield 2.31%
Annual Dividend $0.80
Payout Ratio 0.26
Change in Payout Ratio -0.04
Last Dividend Payout / Amount 9/14/2021 / $0.20

Fundamental Ratios

P/E
P/E (F1) 11.47
Trailing 12 Months 11.04
PEG Ratio NA
EPS Growth
vs. Previous Year 50.91%
vs. Previous Quarter 5.06%
   
Sales Growth
vs. Previous Year -1.41%
vs. Previous Quarter 3.37%
   
Price Ratios
Price/Book 1.48
Price/Cash Flow 19.00
Price / Sales 4.10
ROE
9/30/21 14.28
6/30/21 13.28
3/31/21 11.38
ROA
9/30/21 1.50
6/30/21 1.41
3/31/21 1.23
Current Ratio
9/30/21 0.76
6/30/21 0.78
3/31/21 0.81
Quick Ratio
9/30/21 0.76
6/30/21 0.77
3/31/21 0.80
Operating Margin
9/30/21 37.26
6/30/21 33.86
3/31/21 28.49
Net Margin
9/30/21 36.75
6/30/21 33.15
3/31/21 27.81
Pre-Tax Margin
9/30/21 47.66
6/30/21 42.72
3/31/21 35.58
Book Value
9/30/21 22.69
6/30/21 22.97
3/31/21 22.30
Inventory Turnover
9/30/21 0.17
6/30/21 0.20
3/31/21 0.26
Debt-to-Equity
9/30/21 0.12
6/30/21 0.13
3/31/21 0.16
Debt to Capital
9/30/21 10.43
6/30/21 11.15
3/31/21 13.30