more

Unum Group (UNM)

(Delayed Data from NYSE)

$52.94 USD

+0.03 (0.06%)

Updated May 14, 2024 04:00 PM ET

After-Market: $52.97 +0.03 (0.06%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank	Definition	Annualized Return
1	Strong Buy	24.20%
2	Buy	18.04%
3	Hold	9.52%
4	Sell	5.20%
5	Strong Sell	2.60%
S&P	500	11.13%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

3-Hold of 5 3

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score	A
Growth Score	A
Momentum Score	A
VGM Score	A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value D Growth C Momentum C VGM

Industry Rank:

Bottom 29% (177 out of 250)

Industry: Insurance - Accident and Health

View All Zacks #1 Ranked Stocks

Better trading starts here.

Research for UNM

Annual Key Company Metrics
Quarterly Key Company Metrics

Revenue - Line of Business Segments	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Adjusted Operating Revenue: Unum ...		2,057	1,912	1,828	1,829	1,823
Adjusted Operating Revenue: Unum ...		1,012	926	864	799	769
Adjusted Operating Revenue: Unum ...		3,606	3,379	3,237	3,164	3,127
Adjusted Operating Revenue: Premi...		1,679	1,669	1,642	1,641	1,662
Adjusted Operating Revenue: Premi...		176	174	165	164	166
Adjusted Operating Revenue: Unum ...		1,855	1,843	1,807	1,804	1,828
Adjusted Operating Revenue: Unum ...		90	100	104	97	107
Adjusted Operating Revenue: Unum ...		1	2	2	2	3
Adjusted Operating Revenue: Unum ...		1,946	1,945	1,913	1,904	1,938
Adjusted Operating Revenue: Unum ...		527	461	460	456	441
Adjusted Operating Revenue: Unum ...		278	276	273	256	246
Adjusted Operating Revenue: Unum ...		850	834	847	875	910
Adjusted Operating Revenue: Unum ...		1,655	1,571	1,579	1,587	1,597
Adjusted Operating Revenue: Unum ...		225	227	238	234	231
Adjusted Operating Revenue: Unum ...		8	3	3	5	6
Adjusted Operating Revenue: Unum ...		1,888	1,800	1,820	1,826	1,834
Adjusted Operating Revenue: Unum ...		7,440	7,124	6,970	6,894	6,899
Adjusted Operating Revenue: Close...		696	697	704	667	652
Adjusted Operating Revenue: Close...		220	247	292	328	8
Adjusted Operating Revenue: Close...		2,034	2,073	2,220	2,431	2,510
Adjusted Operating Revenue: Colon...		946	949	953	975	973
Adjusted Operating Revenue: Colon...		427	401	385	376	352
Adjusted Operating Revenue: Colon...		354	352	352	361	360
Adjusted Operating Revenue: Colon...		1,881	1,856	1,863	1,869	1,836
Adjusted Operating Revenue: Corpo...		103	57	34	11	24
Sales by Product: Unum US Segment...		305	232	224	224	258
Sales by Product: Unum US Segment...		456	403	369	377	451
Sales by Product: Unum US Segment...	--	263	239	75	71	76
Sales by Product: Unum US Segment...		109	91	231	242	301
Sales by Product: Unum US Segment...		84	74	62	64	75
Adjusted Operating Revenue: Unum ...		396	377	292	284	277
Adjusted Operating Revenue: Unum ...		169	138	82	85	91
Adjusted Operating Revenue: Unum ...		142	114	82	78	70
Sales by Product: Unum US Segment...		293	295	240	240	242
Sales by Product: Unum US Segment...		230	184	159	159	159
Sales by Product: Unum US Segment...		828	712	573	623	659
Sales by Product: Colonial Life S...		330	311	298	262	354
Sales by Product: Colonial Life S...		132	122	111	89	123
Sales by Product: Colonial Life S...		78	76	71	63	89
Sales by Product: Colonial Life S...		540	508	480	413	566
Sales by Product: Unum Internatio...		48	43	41	38	43
Sales by Product: Unum Internatio...		61	56	31	21	24
Sales by Product: Unum Internatio...		28	17	17	19	20
Sales by Product: Unum Internatio...		33	18	16	13	13
Sales by Product: Unum Internatio...		171	134	106	91	100
Adjusted Operating Revenue: Unum ...		118	90	90	80	72
Adjusted Operating Revenue: Unum ...		2	1	1	1	1
Adjusted Operating Revenue: Close...		53	58	65	67	71
Adjusted Operating Revenue: Unum ...		825	719	717	653	631
Adjusted Operating Revenue: Colon...		1,726	1,702	1,690	1,712	1,685
Adjusted Operating Revenue: Close...		916	944	996	994	1,034
Adjusted Operating Revenue: Colon...		1	1	1	1	3
Adjusted Operating Revenue: Corpo...		3	5	6	1	3
Adjusted Operating Revenue: Unum ...		137	170	133	105	123
Adjusted Operating Revenue: Colon...		154	153	172	156	148
Adjusted Operating Revenue: Corpo...		100	53	28	10	21
Adjusted Operating Revenue: Close...		1,066	1,071	1,159	1,370	1,405
Revenue: Premium Income [$M]		10,046	9,617	9,475	9,378	9,366
Revenue: Net investment income [$...		2,097	2,122	2,213	2,361	2,435
Revenue: Other income [$M]		279	261	243	224	221
Adjusted Operating Revenue: Unum ...		6,579	6,251	6,078	6,019	6,017
Adjusted Operating Revenue: Unum ...		640	676	722	720	739
Adjusted Operating Revenue: Unum ...		221	196	170	155	143
Adjusted Operating Revenue: Unum ...		3,070	2,838	2,692	2,628	2,592
Adjusted Operating Revenue: Unum ...		325	349	380	389	402
Adjusted Operating Revenue: Unum ...		212	192	166	148	134
Adjusted Operating Revenue: Unum ...		964	890	850	758	754
Income - Line of Business	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Adjusted Operating Income: Unum U...		1,356	973	465	825	1,031
Adjusted Operating Income: Unum I...		125	109	106	77	108
Adjusted Operating Income: Coloni...		400	413	329	335	345
Adjusted Operating Income: Unum U...		628	402	198	290	332
Adjusted Operating Income: Unum U...		212	109	-192	82	267
Adjusted Operating Income: Unum U...		516	462	459	454	432
Adjusted Operating Income: Corpor...		-146	-164	-178	-201	-189
Adjusted Operating Income: Closed...		165	252	395	241	138
NFM - Operating & Non Financial Metrics	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Benefit Ratio - Unum US Segment [...	--	60	66	75	69	67
Benefit Ratio - Unum US Group Dis...		59	67	77	73	74
Benefit Ratio - Unum US Group Lif...		73	79	96	82	72
Benefit Ratio - Colonial Life Seg...		51	47	54	53	51
Other Expense Ratio - Unum US Seg...		23	22	21	21	20
Other Expense Ratio - Unum US Gro...		29	29	29	29	26
Other Expense Ratio - Unum US Gro...		12	13	12	11	11
Other Expense Ratio - Unum US Sup...		22	21	19	20	20
Other Expense Ratio - Colonial Li...		20	19	18	18	19
Other Expense Ratio - Closed Bloc...		14	13	12	16	14

Revenue - Line of Business Segments	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Adjusted Operating Revenue: Unum ...		517	518	519	516	505
Adjusted Operating Revenue: Unum ...		263	259	257	256	240
Adjusted Operating Revenue: Unum ...		916	909	911	907	879
Adjusted Operating Revenue: Premi...		443	425	423	418	413
Adjusted Operating Revenue: Premi...		46	44	44	44	44
Adjusted Operating Revenue: Unum ...		488	469	467	462	457
Adjusted Operating Revenue: Unum ...		22	22	24	22	23
Adjusted Operating Revenue: Unum ...		1	0	0	0	0
Adjusted Operating Revenue: Unum ...		511	491	491	484	480
Adjusted Operating Revenue: Unum ...		142	140	137	126	124
Adjusted Operating Revenue: Unum ...		74	71	69	68	69
Adjusted Operating Revenue: Unum ...		223	213	210	213	215
Adjusted Operating Revenue: Unum ...		439	424	416	407	408
Adjusted Operating Revenue: Unum ...		57	58	58	55	54
Adjusted Operating Revenue: Unum ...		1	1	6	1	1
Adjusted Operating Revenue: Unum ...		497	483	480	463	462
Adjusted Operating Revenue: Unum ...		1,925	1,883	1,882	1,854	1,821
Adjusted Operating Revenue: Close...		175	175	172	174	175
Adjusted Operating Revenue: Close...		50	54	54	55	57
Adjusted Operating Revenue: Close...		511	511	514	507	502
Adjusted Operating Revenue: Colon...		243	238	237	236	236
Adjusted Operating Revenue: Colon...		114	108	106	107	105
Adjusted Operating Revenue: Colon...		89	88	88	88	89
Adjusted Operating Revenue: Colon...		489	474	471	469	467
Adjusted Operating Revenue: Corpo...		--	31	18	28	26
Sales by Product: Unum US Segment...		--	153	25	89	39
Sales by Product: Unum US Segment...		--	120	79	111	147
Sales by Product: Unum US Segment...		--	28	26	29	27
Sales by Product: Unum US Segment...		--	51	39	63	111
Sales by Product: Unum US Segment...		--	42	14	20	9
Adjusted Operating Revenue: Unum ...		82	99	101	105	92
Adjusted Operating Revenue: Unum ...		38	45	44	41	39
Adjusted Operating Revenue: Unum ...		34	42	35	34	32
Sales by Product: Unum US Segment...		55	137	37	66	54
Sales by Product: Unum US Segment...		36	112	31	50	37
Sales by Product: Unum US Segment...		43	402	92	204	130
Sales by Product: Colonial Life S...		65	115	73	75	67
Sales by Product: Colonial Life S...		25	46	30	30	26
Sales by Product: Colonial Life S...		14	29	18	17	14
Sales by Product: Colonial Life S...		103	190	121	122	107
Sales by Product: Unum Internatio...		15	9	9	21	9
Sales by Product: Unum Internatio...		10	12	11	23	16
Sales by Product: Unum Internatio...		13	4	4	8	12
Sales by Product: Unum Internatio...		8	9	7	8	9
Sales by Product: Unum Internatio...		46	34	30	61	46
Adjusted Operating Revenue: Unum ...		36	33	31	29	26
Adjusted Operating Revenue: Unum ...		0	1	1	0	0
Adjusted Operating Revenue: Close...		--	13	13	14	14
Adjusted Operating Revenue: Unum ...		232	218	211	208	189
Adjusted Operating Revenue: Colon...		447	435	431	431	430
Adjusted Operating Revenue: Close...		224	228	226	229	232
Adjusted Operating Revenue: Colon...		3	0	0	0	0
Adjusted Operating Revenue: Corpo...		1	1	--	2	0
Adjusted Operating Revenue: Unum ...		26	33	27	46	31
Adjusted Operating Revenue: Colon...		39	39	39	38	37
Adjusted Operating Revenue: Corpo...		18	30	18	25	26
Adjusted Operating Revenue: Close...		273	270	275	264	257
Revenue: Premium Income [$M]		2,610	2,552	2,526	2,509	2,459
Revenue: Net investment income [$...		514	531	526	531	509
Revenue: Other income [$M]		78	69	72	71	68
Adjusted Operating Revenue: Unum ...		1,707	1,671	1,658	1,641	1,610
Adjusted Operating Revenue: Unum ...		157	158	166	158	157
Adjusted Operating Revenue: Unum ...		61	54	58	55	54
Adjusted Operating Revenue: Unum ...		780	777	775	772	745
Adjusted Operating Revenue: Unum ...		78	78	84	81	81
Adjusted Operating Revenue: Unum ...		59	54	52	54	53
Adjusted Operating Revenue: Unum ...		--	252	238	254	220
Income - Line of Business	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Adjusted Operating Income: Unum U...		--	342	358	343	313
Adjusted Operating Income: Unum I...		37	39	37	44	38
Adjusted Operating Income: Coloni...		114	88	103	116	94
Adjusted Operating Income: Unum U...		165	152	170	160	146
Adjusted Operating Income: Unum U...		79	68	52	52	40
Adjusted Operating Income: Unum U...		142	122	136	132	127
Adjusted Operating Income: Corpor...		--	-37	-42	-35	-39
Adjusted Operating Income: Closed...		114	21	34	51	58
NFM - Operating & Non Financial Metrics	Qtr Estimate	03/31/2024	12/31/2023	09/30/2023	06/30/2023	03/31/2023
Benefit Ratio - Unum US Segment [...		--	60	59	60	61
Benefit Ratio - Unum US Group Dis...		--	60	58	59	60
Benefit Ratio - Unum US Group Lif...		--	70	73	73	75
Benefit Ratio - Colonial Life Seg...		--	53	49	48	53
Other Expense Ratio - Unum US Seg...		--	23	23	22	23
Other Expense Ratio - Unum US Gro...		--	28	29	28	29
Other Expense Ratio - Unum US Gro...		--	13	12	13	13
Other Expense Ratio - Unum US Sup...		--	23	22	22	21
Other Expense Ratio - Colonial Li...		--	20	20	20	19
Other Expense Ratio - Closed Bloc...		--	15	14	14	13

Member Sign In

Member Sign In

Services Overview

Investor Services

Other Services

Trading Services

Innovators