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personalfinance: Archive
Are Private Disability Benefits Taxable or Tax-Free Under IRS Rules?
by Zacks Equity Research
Wondering if disability benefits are taxable? Here is how private and employer-paid policies affect what you owe the IRS and how much you really take home.
personalfinance
Capital Loss Carryover Rules for Married Couples Filing Jointly
by Zacks Equity Research
Lost money on investments? Learn how capital loss carryovers work for married couples filing jointly and how losses can lower your taxes over time.
personalfinance
Tax Rules for US Taxpayers Selling Gifted Property in India
by Zacks Equity Research
Selling a gifted property in India can trigger taxes in both India and the United States. Here's how cost basis, exchange rates and credits shape the final tax bill.
personalfinance
How Soon Must Home Sale Proceeds Be Reinvested to Avoid Capital Gains?
by Zacks Equity Research
Selling a home and worried about capital gains tax? Here's when reinvesting matters, when it doesn't, and how homeowners and investors can save on taxes.
personalfinance
Should You Sell a Mutual Fund Before Capital Gains Distribution?
by Zacks Equity Research
Thinking of selling a mutual fund before its capital gains payout? Learn when it cuts taxes, when it doesn't, and how to decide if the move is suitable for you.
personalfinance
CD vs. Savings Account: Where Should You Park Cash in 2026?
by Zacks Equity Research
With interest rates still high but cuts ahead, choosing between CDs and savings accounts can shape your returns. Here's how to decide.
personalfinance
M1, M2 or M3: Which Money Supply Measure Really Matters?
by Zacks Equity Research
M1, M2 and M3 track money differently. Here's how each works, why they matter and what they reveal about inflation and the economy.
personalfinance
What Is SDI on a W-2 & How Does it Affect Your Pay?
by Zacks Equity Research
Confused by SDI on your W-2? Learn what the deduction means, which states require it, and how it helps replace income when you can't work.
personalfinance
Inherited an Annuity? Here's How Taxes Really Work
by Zacks Equity Research
Inheriting an annuity? Learn how payout choices, tax rules and beneficiary status affect how much of that money you actually get to keep.
personalfinance
How Much Federal Tax Withholding Will I Get Back at Refund Time?
by Zacks Equity Research
Federal tax withholding decides whether you get a refund or owe the IRS. It all depends on how much was prepaid versus what you actually owe.
personalfinance