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personalfinance: Archive
Can the IRS Audit You After a Refund Has Already Hit Your Bank?
by Zacks Equity Research
Getting a tax refund doesn't close the door on scrutiny. Here's how IRS audits work, how far back they go, and what raises red flags.
personalfinance
Qualified Retirement Plans vs. IRAs: Which One Should You Choose?
by Zacks Equity Research
IRAs and qualified retirement plans look similar, but the key differences affect taxes, limits and flexibility.
personalfinance
What Deductions Can You Take at Tax Time & Lower Your Tax Bill?
by Zacks Equity Research
Are you unsure about what you can really deduct at tax time? Here's a clear look at common tax deductions and how they can help lower your tax bill.
personalfinance
Will You Pay Tax on an Estate Payout? Here's How it Works in 2026
by Zacks Equity Research
Worried about taxes on an estate payout in 2026? Here's how federal and state estate rules work, who pays, and when heirs owe nothing at all.
personalfinance
Which Investing App Is Best When You're Starting Out in the Market?
by Zacks Equity Research
New to investing? Here's how beginner-friendly investing apps compare on ease of use, costs, tools and learning support.
personalfinance
When Do You Actually Get Money After Selling Shares?
by Zacks Equity Research
Sold shares but no cash yet? Here's why stock settlement timing matters and when your money actually becomes available.
personalfinance
How to Create a Revocable Trust After Winning a Lottery
by Zacks Equity Research
Won a lottery? A revocable trust can help protect privacy, manage taxes and pass on wealth smoothly.
personalfinance
Can You Get Social Security From Two Deceased Husbands?
by Zacks Equity Research
Social Security will not pay two survivor checks, but widows with more than one deceased husband may switch benefits over time to maximize lifetime income.
personalfinance
Can I Roll a Thrift Savings Plan Into a 529 for Education Costs?
by Zacks Equity Research
You can't directly move TSP money into a 529 plan, but there are ways to plan for education without breaking tax rules.
personalfinance
Are Scholarships Taxable? Here's How to Know If Yours Is Tax-Free
by Zacks Equity Research
Scholarships are often tax-free, but not always. How you spend the money, tuition vs. living costs or work, determines what the IRS taxes.
personalfinance