Fund Description

Commerce Capital Management, Inc manages the fund. The fund?s primary investment objective is to provide as high a level of current income as is consistent with the preservation of capital. The fund invests primarily in a diversified portfolio of investment grade fixed income securities. The fund's investment adviser seeks to enhance the fund's performance by allocating relatively more of its portfolio to the security type that the adviser expects to offer the best balance between current income and risk. The fund distributes dividends monthly and capital gains annually.