Fund Description

The fund was incepted in May 1999 and is managed by MMA Capital Management. The fund seeks current income with capital appreciation as a secondary objective. The fund invests, under normal circumstances, at least 80% of its net assets in fixed income securities of all types, consistent with the Company's socially responsible criteria. The fund may invest up to 10% of its net assets in fixed income securities rated within the fifth and sixth highest rating categories at the time of purchase by one or more nationally recognized statistical rating organizations ('NRSROs''). The fund distributes its dividends monthly. Capital gains, if any, are distributed annually.