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Bank of the James Financial Group (BOTJ)

(Delayed Data from NSDQ)

$10.15 USD

10.15
11,131

+0.16 (1.60%)

Updated Apr 26, 2024 03:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 36% (91 out of 252)

Industry: Banks - Southeast

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Balance Sheet

Fiscal Year End for Bank of the James Financial Group, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 75 62 183 101 39
Receivables 605 608 579 604 575
Notes Receivable 0 0 0 0 0
Inventories 1 2 2 7 4
Other Current Assets 0 0 0 0 0
Total Current Assets 681 672 763 712 618
Net Property & Equipment 18 18 18 17 17
Investments & Advances 220 189 165 94 63
Other Non-Current Assets 0 1 1 1 2
Deferred Charges 0 0 0 0 1
Intangibles 9 10 11 0 0
Deposits & Other Assets 41 38 29 27 23
Total Assets 969 929 988 851 725
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 10 10 10 10 5
Accounts Payable 878 848 887 765 649
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 889 858 897 775 655
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 0 0 0 0 0
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 20 20 21 10 9
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 909 878 918 785 664
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 10 10 10 9 9
Capital Surplus 35 36 37 31 31
Retained Earnings 37 31 23 25 21
Other Equity -22 -27 -1 2 0
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 60 50 69 67 61
Total Liabilities & Shareholder's Equity 969 929 988 851 725
Total Common Equity 60 50 69 67 61
Shares Outstanding 4.50 4.60 4.70 4.70 4.80
Book Value Per Share 13.34 10.92 14.77 14.20 12.80

Fiscal Year End for Bank of the James Financial Group, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 75 100 74 65
Receivables NA 605 602 613 621
Notes Receivable NA 0 0 0 0
Inventories NA 1 3 6 1
Other Current Assets NA 0 0 0 0
Total Current Assets NA 681 705 693 687
Net Property & Equipment NA 18 18 18 18
Investments & Advances NA 220 186 190 193
Other Non-Current Assets NA 0 0 1 1
Deferred Charges NA 0 0 0 0
Intangibles NA 9 9 10 10
Deposits & Other Assets NA 41 42 40 40
Total Assets NA 969 961 951 948
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 10 10 10 10
Accounts Payable NA 878 880 867 864
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 889 891 877 875
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 0 0 0 0
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 20 21 21
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 909 911 898 896
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 10 10 10 10
Capital Surplus NA 35 35 35 35
Retained Earnings NA 37 35 33 31
Other Equity NA -22 -30 -25 -24
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 60 50 53 52
Total Liabilities & Shareholder's Equity NA 969 961 951 948
Total Common Equity 0 60 50 53 52
Shares Outstanding 4.50 4.50 4.50 4.50 4.50
Book Value Per Share 0.00 13.34 11.14 11.72 11.56