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Bank of the James Financial Group (BOTJ)

(Delayed Data from NSDQ)

$10.15 USD

10.15
11,131

+0.16 (1.60%)

Updated Apr 26, 2024 03:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 36% (91 out of 252)

Industry: Banks - Southeast

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Company Summary

Bank of the James Financial Group, Inc. operates as the holding company for Bank of the James, which provides retail and commercial banking services in the central Virginia. The company offers various deposit services, including checking accounts, savings accounts, individual retirement accounts, and various time deposits. It originates commercial business lending loans for purchase of equipment, facilities' upgrades, inventory acquisition, and working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; consumer residential mortgage loans; and various secured and unsecured consumer loans. The company's market area consists of seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the City of Bedford, Bedford County, Campbell County, and the City of Lynchburg. The company, through its other subsidiary, BOTJ Investment Group, Inc., offers brokerage and investment services, including fixed and variable annuity products.

General Information

Bank of the James Financial Group, Inc

828 MAIN STREET

LYNCHBURG, VA 24504

Phone: 434-846-2000

Fax: 434-846-4450

Web: http://www.bankofthejames.bank

Email: tscruggs@bankofthejames.com

Industry Banks - Southeast
Sector Finance
Fiscal Year End December
Last Reported Quarter 3/31/2024
Exp Earnings Date

This is an estimated date of earnings release. Neither Zacks Investment Research, Inc. nor its Information Providers can guarantee the accuracy, completeness, timeliness, or correct sequencing of any of the Information on the Web site, including, but not limited to Information originated by Zacks Investment Research, Inc, licensed by Zacks Investment Research, Inc. from Information Providers, or gathered by Zacks Investment Research, Inc. from publicly available sources. There may be delays, omissions, or inaccuracies in the Information.

 NA

EPS Information

Current Quarter EPS Consensus Estimate NA
Current Year EPS Consensus Estimate NA
Estimated Long-Term EPS Growth Rate NA
Exp Earnings Date

This is an estimated date of earnings release. Neither Zacks Investment Research, Inc. nor its Information Providers can guarantee the accuracy, completeness, timeliness, or correct sequencing of any of the Information on the Web site, including, but not limited to Information originated by Zacks Investment Research, Inc, licensed by Zacks Investment Research, Inc. from Information Providers, or gathered by Zacks Investment Research, Inc. from publicly available sources. There may be delays, omissions, or inaccuracies in the Information.

 NA

Price and Volume Information

Zacks Rank Premium
Yesterday's Close 9.99
52 Week High 12.25
52 Week Low 8.12
Beta 0.73
20 Day Moving Average 5,044.25
Target Price Consensus 0.00

BOTJ

% Price Change
4 Week -2.03
12 Week -16.46
YTD -16.94
% Price Change Relative to S&P 500
4 Week 0.94
12 Week -18.78
YTD -22.32
Share Information
Shares Outstanding (millions) 4.57
Market Capitalization (millions) 46.44
Short Ratio NA
Last Split Date 6/17/2010
Dividend Information
Dividend Yield 3.94%
Annual Dividend $0.40
Payout Ratio 0.21
Change in Payout Ratio 0.01
Last Dividend Payout / Amount 2/29/2024 / $0.10

Fundamental Ratios

P/E
P/E (F1) NA
Trailing 12 Months 5.21
PEG Ratio NA
EPS Growth
vs. Previous Year 11.63%
vs. Previous Quarter 6.67%
   
Sales Growth
vs. Previous Year 13.79%
vs. Previous Quarter 1.09%
   
Price Ratios
Price/Book 0.77
Price/Cash Flow 3.83
Price / Sales 0.86
ROE
3/31/24 NA
12/31/23 16.11
9/30/23 16.67
ROA
3/31/24 NA
12/31/23 0.90
9/30/23 0.90
Current Ratio
3/31/24 NA
12/31/23 0.77
9/30/23 0.79
Quick Ratio
3/31/24 NA
12/31/23 0.76
9/30/23 0.79
Operating Margin
3/31/24 NA
12/31/23 16.59
9/30/23 17.04
Net Margin
3/31/24 NA
12/31/23 16.59
9/30/23 17.04
Pre-Tax Margin
3/31/24 NA
12/31/23 19.68
9/30/23 21.17
Book Value
3/31/24 NA
12/31/23 13.12
9/30/23 10.96
Inventory Turnover
3/31/24 NA
12/31/23 2.95
9/30/23 1.92
Debt-to-Equity
3/31/24 NA
12/31/23 0.00
9/30/23 0.00
Debt to Capital
3/31/24 NA
12/31/23 0.00
9/30/23 0.00