Back to top
more

Credit Acceptance (CACC)

(Delayed Data from NSDQ)

$645.53 USD

645.53
61,800

-3.35 (-0.52%)

Updated Nov 26, 2021 01:00 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.42%
2Buy19.05%
3Hold10.68%
4Sell6.41%
5Strong Sell3.08%
S&P50011.42%

Zacks Rank Education - Learn about the Zacks Rank

Zacks Rank Home - Zacks Rank resources in one place

Zacks Premium - The only way to fully access the Zacks Rank

2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

C Value B Growth D Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 40% (101 out of 253)

Industry: Financial - Consumer Loans

Zacks Premium FeatureView All Zacks #1 Ranked Stocks

Trades from $1

Balance Sheet

Research for CACC

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

See more Zacks Equity Research reports

   

Fiscal Year End for Credit Acceptance Corporation falls in the month of December.

All items in Millions except Per Share data.

12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Assets          
Cash & Equivalents 462 577 388 310 285
Receivables 147 66 8 2 2
Notes Receivable 6,788 6,685 5,763 4,620 3,887
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 7,397 7,328 6,159 4,932 4,174
Net Property & Equipment 59 60 40 21 18
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 0 0 0 0 0
Deposits & Other Assets 32 35 38 33 26
Total Assets 7,489 7,423 6,237 4,986 4,218
Liabilities & Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Notes Payable 0 0 0 0 0
Accounts Payable 187 206 186 152 144
Current Portion Long-Term Debt 96 0 172 14 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 3 40 24
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 283 207 361 206 168
Mortgages 11 11 12 0 0
Deferred Taxes/Income 391 323 237 187 273
Convertible Debt 0 0 0 0 0
Long-Term Debt 4,502 4,528 3,637 3,057 2,604
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 5,187 5,068 4,247 3,450 3,044
Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 162 158 155 146 132
Retained Earnings 2,139 2,197 1,836 1,390 1,042
Other Equity 2 1 0 0 0
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 2,303 2,355 1,991 1,536 1,174
Total Liabilities & Shareholder's Equity 7,489 7,423 6,237 4,986 4,218
Total Common Equity 2,303 2,355 1,991 1,536 1,174
Shares Outstanding 17.60 18.80 19.30 19.30 20.30
Book Value Per Share 130.82 125.28 103.16 79.58 57.82

Fiscal Year End for Credit Acceptance Corporation falls in the month of December.

All items in Millions except Per Share data.

9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Assets          
Cash & Equivalents 509 930 652 462 468
Receivables 25 18 98 147 9
Notes Receivable 6,583 6,768 6,875 6,788 6,865
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 7,117 7,716 7,626 7,397 7,342
Net Property & Equipment 58 58 58 59 61
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 0 0 0 0 0
Deposits & Other Assets 24 28 23 32 19
Total Assets 7,199 7,801 7,707 7,489 7,422
Liabilities & Shareholders Equity 9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Notes Payable 0 0 0 0 0
Accounts Payable 251 226 217 187 187
Current Portion Long-Term Debt 72 0 0 96 126
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 324 227 217 283 313
Mortgages 10 10 10 11 11
Deferred Taxes/Income 387 402 404 391 306
Convertible Debt 0 0 0 0 0
Long-Term Debt 4,525 4,770 4,706 4,502 4,483
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 5,245 5,408 5,337 5,187 5,113
Shareholders Equity 9/30/2021 6/30/2021 3/31/2021 12/31/2020 9/30/2020
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 166 151 162 162 160
Retained Earnings 1,787 2,241 2,207 2,139 2,146
Other Equity 1 1 1 2 2
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 1,954 2,393 2,370 2,303 2,309
Total Liabilities & Shareholder's Equity 7,199 7,801 7,707 7,489 7,422
Total Common Equity 1,954 2,393 2,370 2,303 2,309
Shares Outstanding 14.50 15.60 16.70 17.60 17.60
Book Value Per Share 134.74 153.40 141.90 130.82 131.16