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Credit Acceptance (CACC)

(Delayed Data from NSDQ)

$526.60 USD

526.60
26,843

+11.08 (2.15%)

Updated Apr 26, 2024 04:00 PM ET

After-Market: $526.78 +0.18 (0.03%) 5:56 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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C Value D Growth C Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Bottom 40% (152 out of 252)

Industry: Financial - Consumer Loans

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Balance Sheet

Research for CACC

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Credit Acceptance Corporation falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 564 490 496 462 577
Receivables 4 9 109 147 66
Notes Receivable 6,955 6,298 6,336 6,788 6,685
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 7,524 6,796 6,942 7,397 7,328
Net Property & Equipment 47 51 57 59 60
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 0 0 0 0 0
Deposits & Other Assets 40 57 52 32 35
Total Assets 7,610 6,905 7,051 7,489 7,423
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 319 261 175 187 206
Current Portion Long-Term Debt 79 31 3 96 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 81 3 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 479 294 178 283 207
Mortgages 8 9 10 11 11
Deferred Taxes/Income 389 427 435 391 323
Convertible Debt 0 0 0 0 0
Long-Term Debt 4,980 4,551 4,604 4,502 4,528
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 5,857 5,281 5,227 5,187 5,068
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 279 246 197 162 158
Retained Earnings 1,476 1,381 1,627 2,139 2,197
Other Equity -1 -3 0 2 1
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 1,754 1,624 1,824 2,303 2,355
Total Liabilities & Shareholder's Equity 7,610 6,905 7,051 7,489 7,423
Total Common Equity 1,754 1,624 1,824 2,303 2,355
Shares Outstanding 12.50 12.90 14.50 17.60 18.80
Book Value Per Share 140.30 125.89 125.81 130.82 125.28

Fiscal Year End for Credit Acceptance Corporation falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 564 524 493 565
Receivables NA 4 14 14 11
Notes Receivable NA 6,955 6,781 6,610 6,500
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 7,524 7,319 7,117 7,076
Net Property & Equipment NA 47 47 49 50
Investments & Advances NA 0 0 0 0
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 0 0 0 0
Deposits & Other Assets NA 40 31 39 29
Total Assets NA 7,610 7,397 7,206 7,155
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 319 284 263 257
Current Portion Long-Term Debt NA 79 102 169 145
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 81 10 0 2
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 479 396 432 405
Mortgages NA 8 9 9 9
Deferred Taxes/Income NA 389 462 449 451
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 4,980 4,830 4,569 4,567
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 0 0 0
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 5,857 5,696 5,459 5,432
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 279 271 262 252
Retained Earnings NA 1,476 1,432 1,488 1,473
Other Equity NA -1 -3 -3 -2
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 1,754 1,701 1,747 1,723
Total Liabilities & Shareholder's Equity NA 7,610 7,397 7,206 7,155
Total Common Equity 0 1,754 1,701 1,747 1,723
Shares Outstanding 12.30 12.50 12.50 12.80 12.80
Book Value Per Share 0.00 140.30 136.07 136.48 134.64