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Navient Corporation (NAVI)

(Delayed Data from NSDQ)

$18.34 USD

18.34
4,462,574

-1.00 (-5.17%)

Updated Jun 18, 2021 04:00 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy25.41%
2Buy19.02%
3Hold10.72%
4Sell6.46%
5Strong Sell3.06%
S&P50011.04%

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2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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B Value B Growth A Momentum A VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 15% (39 out of 252)

Industry: Financial - Consumer Loans

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Trades from $1

Balance Sheet

Research for NAVI

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Navient Corporation falls in the month of December.

All items in Millions except Per Share data.

12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Assets          
Cash & Equivalents 3,537 3,781 5,262 4,764 4,853
Receivables 79,363 86,820 94,498 105,122 111,070
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 82,900 90,601 99,760 109,886 115,923
Net Property & Equipment 0 0 0 0 0
Investments & Advances 285 211 226 270 350
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 735 757 786 810 670
Deposits & Other Assets 3,492 3,334 3,404 4,025 4,193
Total Assets 87,412 94,903 104,176 114,991 121,136
Liabilities & Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Notes Payable 6,613 8,483 5,422 4,771 2,334
Accounts Payable 0 0 0 0 0
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 6,613 8,483 5,422 4,771 2,334
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 77,332 81,715 93,519 105,012 112,368
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 1,020 1,356 1,688 1,723 2,711
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 84,965 91,554 100,629 111,506 117,413
Shareholders Equity 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Preferred Stock 0 0 0 0 0
Common Stock (Par) 4 4 4 4 4
Capital Surplus 3,226 3,198 3,145 3,077 3,022
Retained Earnings 3,331 3,664 3,218 3,004 2,890
Other Equity -260 -78 141 92 30
Treasury Stock 3,854 3,439 2,961 2,692 2,223
Total Shareholder's Equity 2,447 3,349 3,547 3,485 3,723
Total Liabilities & Shareholder's Equity 87,412 94,903 104,176 114,991 121,136
Total Common Equity 2,447 3,349 3,547 3,485 3,723
Shares Outstanding 186.20 221.00 257.90 263.00 303.10
Book Value Per Share 13.14 15.15 13.75 13.25 12.28

Fiscal Year End for Navient Corporation falls in the month of December.

All items in Millions except Per Share data.

3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Assets          
Cash & Equivalents 4,102 3,537 4,214 3,989 3,768
Receivables 76,615 79,363 80,848 82,383 84,830
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 80,717 82,900 85,062 86,372 88,598
Net Property & Equipment 0 0 0 0 0
Investments & Advances 303 285 311 316 316
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 731 735 741 746 752
Deposits & Other Assets 3,206 3,492 3,550 3,611 3,579
Total Assets 84,957 87,412 89,664 91,045 93,245
Liabilities & Shareholders Equity 3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Notes Payable 5,684 6,613 7,078 7,310 8,452
Accounts Payable 0 0 0 0 0
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 5,684 6,613 7,078 7,310 8,452
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 75,674 77,332 79,137 80,260 81,297
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 862 1,184 1,349 1,448
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 82,220 84,965 87,399 88,919 91,197
Shareholders Equity 3/31/2021 12/31/2020 9/30/2020 6/30/2020 3/31/2020
Preferred Stock 0 0 0 0 0
Common Stock (Par) 4 4 4 4 4
Capital Surplus 3,255 3,226 3,220 3,215 3,212
Retained Earnings 3,670 3,331 3,175 2,999 2,905
Other Equity -212 -260 -283 -306 -287
Treasury Stock 3,980 3,854 3,851 3,786 3,786
Total Shareholder's Equity 2,737 2,447 2,265 2,126 2,048
Total Liabilities & Shareholder's Equity 84,957 87,412 89,664 91,045 93,245
Total Common Equity 2,737 2,447 2,265 2,126 2,048
Shares Outstanding 179.50 186.20 186.20 193.80 193.80
Book Value Per Share 15.25 13.14 12.16 10.97 10.57