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personal-finance: Archive

Zacks Equity Research

Financial Freedom at 73: Finding the Sweet Spot for Stocks in Your Retirement Portfolio

Unlock how the 120-age rule can guide your stock allocation for financial growth and security in your retirement years.

Zacks Equity Research

Sail Through Retirement: Navigating Unemployment and Social Security

While Social Security does not consider unemployment benefits as earnings, the inverse relationship can be complicated. Your state may adjust your unemployment benefits if you're simultaneously receiving Social Security.

Zacks Equity Research

Navigating the Tax Maze at 70: Unraveling Social Security and Income Taxes

While taxes may be part of your golden years, smart planning can help you enjoy your hard-earned retirement income to the fullest.

Madeleine Johnson

Healthcare in Retirement: Personal Finance 101

Like all retirement-related things, healthcare is very important to plan for (financially and emotionally). Here's what retirees need to know about healthcare in your nest egg years.

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Madeleine Johnson

5 New Year's Resolutions for Investors in 2020

As 2019 comes to a close, many of us are probably making a list of new goals for 2020, like eating healthier or hitting the gym more. But what about resolutions concerning your money and personal finances?

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Chandrima Sanyal

How to Reap Maximum Benefits From Social Security

A disciplined approach to earnings and an informed entry to retired life assures safety and bliss. Here we discuss ways to get the most out of social security in retirement.

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Rimmi Singhi

Ring In 2020 With These Resolutions for Financial Fitness

As we get ready to roll out the red carpet for 2020, consider these resolutions for better financial health.

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Benjamin Rains

Investing For Beginners: Why Stock Prices Rise & Fall

In this video from Zacks Investing For Beginners, host Ben Rains, explores the fundamental ideas behind stock prices and discusses why they rise and fall...

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Shilpa Mete

Health Insurance in Retirement: How to Save

Health insurance is crucial for retirees since medical care is becoming highly expensive.

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Chandrima Sanyal

How Much Do You Need to Earn to be a Part of the 1%?

A seven-figure income is not needed to enter the top 1% earners category in the United States. Here we discuss ways to boost income and reach this elite group.

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Devyani Chamria

Social Security Taxes: A Safety Net Taking 6.2% of Your Pay

Social Security tax is an inescapable tax that comes out of your paycheck, but is it enough to fund the benefits given under the Social Security program?

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Sandip Chakraborty

How do Interest Rate Hikes & Cuts Impact Consumers?

The Fed's decision to change short-term interest rates usually impacts consumers' spending habits in a number of ways depending on various economic factors.

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Rajashree Bhattacharyya

Why You Shouldn't Consider Your Tax Refund as 'Free Money'

A tax refund is the amount given back to you when the tax you paid exceeds your total tax liability, which suggests that tax refunds are not free.

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Rimmi Singhi

The Ultimate Checklist for a Relaxing Retired Life

Be financially secure and in the right frame of mind to ensure leisure and happiness in your golden years.

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Madeleine Johnson

First-Time Home Buying Tips: Personal Finance 101

Buying a home for the first time is a huge deal, and there's a lot of information you have to sift through. Check out the latest Personal Finance 101 video for what you need to know.

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Zacks Research Staff

The Market Timing Secrets No One Talks About

Investors are always trying to time the markets but often fail. You can learn a few strategies to time the markets below.

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Zacks Research Staff

Investing Secrets to Retire Early

Achieving the financial freedom to retire early is a dream for many. And making that dream a reality isn???t as impossible as it sounds. The secret is simple: Save a lot more each month. Sounds easy, right? Not so fast.

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Rajashree Bhattacharyya

Will the New Tax Law Affect Retirees?

The new federal tax legislation opens up a few options for retirees, among which the reduction in standard deduction holds utmost significance.

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Rimmi Singhi

Contemplating Retiring Overseas? Consider this Primer First

If you are up for some life-altering experiences post retirement, you need to understand the financial aspects and shortlist your preferred destinations accordingly.

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Rimmi Singhi

Beat Market Volatility With These Retirement Savings Hacks

It's wise to maintain a cool head in a choppy market and refrain from making hasty emotionally-driven decisions.

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Sandip Chakraborty

What is Capital Gains Tax? 5 Things to Know

You can reduce your tax liability by holding stocks for more than a year and allowing investments to compound tax free in retirement-savings accounts.

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Madeleine Johnson

Investing After Retirement: Personal Finance 101

Investing after retirement requires looking at your current financial situation, and then creating the best investment plan for you.

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Devyani Chamria

Should You Itemize or Take the Standard Deduction for 2019?

Before mapping out your tax strategy for your 2019 returns, it may be helpful to crunch numbers and compare both itemizing and the standard deduction.

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Sweta Jaiswal

8 Facts You Can't Miss About a Roth 401(k)

Here, we discuss some interesting facts about Roth 401(k)s to help create a successful retirement plan.

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Chandrima Sanyal

3 Investment Tips to Help You Achieve Your 2019 Goals

Here are a few ways to invest your money that will help you improve your financial health and mitigate the impacts of any potential adversity.

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